Golden Rule Contractors

5 Questions to Ask Before You Hire a Roofing Contractor

Thu, 12 Feb 2026 14:47:18 GMT

Hiring a roofing contractor is one of the most important decisions a homeowner can make. Your roof protects your home, belongings, and family, and poor workmanship can lead to leaks, structural damage, and costly repairs. Unfortunately, many homeowners feel rushed—especially after storms—making it easier to choose the wrong contractor.

If you live in or around Beaver Crossing , asking the right questions before hiring a roofing contractor can help you avoid common mistakes and feel confident in your decision.

Why Asking Questions Matters

How Storm Damage Can Complicate Hiring a Contractor

After severe storms, many homeowners feel pressured to make fast decisions—especially when leaks or visible damage are present. Unfortunately, this urgency can make it easier for unqualified or temporary contractors to take advantage of homeowners.

Storm-related roofing projects often involve insurance inspections, documentation, and specific repair requirements. Hiring a contractor who understands this process can make a significant difference. Experienced contractors know how to properly document damage, identify storm-related issues, and communicate clearly throughout the repair process. This added experience helps prevent delays, denied claims, or incomplete repairs.

Taking time to ask questions—even during stressful situations—helps protect both your home and your finances.

1. Are You Licensed and Insured?

This should always be the first question you ask. A professional roofing contractor should carry:

Proper state or local licensing
General liability insurance
Workers’ compensation insurance

Insurance protects you if property damage occurs or if a worker is injured on your property. Without proper coverage, homeowners can be held financially responsible for accidents or damages.

Never rely on verbal confirmation alone—ask for proof and make sure policies are current.

2. Do You Have Local Experience?

Local experience is especially important in Nebraska, where roofs must withstand wind, hail, snow, and drastic temperature changes. Contractors who work locally understand:

How regional weather affects roofing materials
Local building codes and requirements
Which materials perform best in the area

A contractor with a local presence is also more likely to stand behind their work and be available for future service or warranty issues.

3. What Does the Inspection and Estimate Include?

A quality roofing project starts with a thorough inspection. Ask how detailed the inspection will be and what the written estimate includes.

A professional estimate should clearly outline:

Roofing materials and underlayment
Flashing, ventilation, and drip edge
Labor costs and project timeline
Cleanup and disposal

Clear estimates reduce misunderstandings and help prevent unexpected charges once work begins.

4. What Warranties Do You Offer?

Roofing projects typically include two types of warranties, both of which are important to understand.

Manufacturer Warranty

This covers defects in roofing materials and varies in length depending on the product used. Some warranties may be voided if installation guidelines are not followed.

Workmanship Warranty

This covers issues related to installation. A contractor who stands behind their work should offer a workmanship warranty and clearly explain what it covers.

Understanding warranty terms helps protect your investment long after the project is complete.

5. How Will Communication and Cleanup Be Handled?

Roofing projects can be disruptive, so communication plays a major role in customer satisfaction. Before work begins, ask:

Who your main point of contact will be
How often you’ll receive updates
How long the project is expected to take

Cleanup is equally important. Nails, shingles, and debris should be thoroughly removed from your property. A professional contractor prioritizes safety and leaves your home clean once the job is finished.

Red Flags to Watch for When Hiring a Contractor

Knowing what not to accept is just as important as knowing what to look for. Be cautious if a contractor:

Requests full payment upfront
Refuses to provide written estimates
Lacks proof of insurance or licensing
Pressures you to sign immediately
Avoids answering questions clearly

These warning signs often indicate poor workmanship or unreliable service.

Why the Right Contractor Makes a Long-Term Difference

Even high-quality roofing materials can fail if installed incorrectly. Poor installation can lead to:

Leaks and interior water damage
Reduced energy efficiency
Shortened roof lifespan
Voided manufacturer warranties

Choosing an experienced, reputable contractor helps ensure your roof performs as intended and protects your home for years to come.

How a Professional Roofing Contractor Protects Your Investment

A roof is one of the largest investments you’ll make in your home, and choosing the right contractor plays a major role in how long that investment lasts. Professional roofing contractors focus on more than just completing the job quickly—they prioritize long-term performance.

A qualified contractor will:

Use proper installation techniques that meet manufacturer requirements
Identify ventilation or structural issues before they cause future problems
Ensure materials are installed to handle local weather conditions
Stand behind their work with clear warranties and follow-up service

This level of attention helps extend the life of your roof and reduces the likelihood of premature failure.

Roofing Contractor FAQs

Should I get more than one estimate?

Yes. Comparing estimates helps you understand pricing and scope of work, but be wary of bids that are significantly lower than others.

Can a roofing contractor help with insurance claims?

Many experienced contractors assist with inspections and documentation related to storm damage claims, though insurance approval is determined by the provider.

Is it okay to delay roof repairs?

Delaying repairs allows small issues to worsen, increasing repair costs and the risk of interior damage.

How long does a roof replacement usually take?

Most residential roofing projects are completed within one to two days, depending on size, materials, and weather conditions.

Hire With Confidence

Taking the time to ask the right questions before hiring a roofing contractor can save you stress, money, and frustration. A trustworthy contractor will prioritize transparency, quality workmanship, and clear communication.

Golden Rule Contractors is proud to serve Nebraska homeowners with honest inspections, dependable service, and roofing solutions built to last.

Are Impact-Resistant Shingles Worth the Investment in Nebraska?

Thu, 12 Feb 2026 14:33:21 GMT

Nebraska weather is known for being unpredictable and severe, especially during spring and summer storm season. High winds, heavy rain, and hailstorms can put significant stress on your roof, often causing damage that isn’t immediately visible. If you’re planning a roof replacement or considering an upgrade, you may have heard about impact-resistant shingles—but are they truly worth the additional cost?

For homeowners in and around Beaver Crossing , understanding how impact-resistant shingles work, what benefits they offer, and when they make sense can help you make a confident decision that protects your home long-term.

What Are Impact-Resistant Shingles?

Impact-resistant shingles are specially engineered roofing materials designed to withstand hail and flying debris better than traditional asphalt shingles. These shingles undergo standardized testing and are assigned an impact-resistance rating, with Class 4 being the highest level available.

During testing, steel balls are dropped from specific heights to simulate hail impact. Shingles that resist cracking, splitting, or puncturing earn higher ratings. While no shingle is completely indestructible, impact-resistant options significantly reduce the likelihood of serious damage during storms.

Why Nebraska Homes Are Especially Vulnerable to Hail

Nebraska is no stranger to severe weather. Each year, homeowners face storms capable of producing large hailstones that can cause both visible and hidden roof damage. Hail impact can:

Crack or fracture shingles
Knock off protective granules
Create bruising that weakens shingles internally
Reduce the roof’s ability to repel water

Even when damage isn’t obvious from the ground, compromised shingles can shorten the lifespan of your roof and increase the risk of leaks months later. Over time, what started as minor hail damage can lead to costly repairs or premature roof replacement.

Benefits of Impact-Resistant Shingles

Stronger Protection During Storms

Impact-resistant shingles are designed to absorb and disperse impact energy rather than crack on contact. This makes them far more durable during hailstorms and high-wind events compared to standard shingles.

Longer Roof Lifespan

Because these shingles are less likely to sustain damage, they often last longer than traditional asphalt shingles. Fewer cracks and failures mean your roof can perform effectively for more years before replacement is needed.

Reduced Repair and Maintenance Costs

With fewer damaged shingles after storms, homeowners typically face fewer emergency repairs. Over the life of the roof, this can result in noticeable savings on maintenance and service calls.

Potential Insurance Premium Discounts

Some insurance providers offer discounts for homes equipped with Class 4 impact-resistant shingles. While discounts vary by insurer and policy, these savings can help offset the higher upfront cost over time.

Are Impact-Resistant Shingles More Expensive?

Yes, impact-resistant shingles generally cost more than standard asphalt shingles. However, when evaluating cost, it’s important to look beyond the initial price. The long-term value often includes:

Fewer storm-related repairs
Reduced likelihood of premature roof replacement
Possible insurance savings
Improved durability during severe weather

For homeowners who plan to stay in their home for several years, the investment often makes financial sense.

How Impact-Resistant Shingles Compare to Standard Asphalt Shingles

Standard asphalt shingles are designed to protect your home under normal conditions, but they can be more vulnerable to hail and repeated storm impacts. Once granules are knocked loose or shingles become bruised, their ability to protect against moisture is reduced.

Impact-resistant shingles, on the other hand, are reinforced to handle harsher conditions. While they may not prevent every type of damage, they are far less likely to fail during severe weather. This difference can be especially important in areas like Nebraska, where storms are frequent and unpredictable.

When Impact-Resistant Shingles Make the Most Sense

Impact-resistant shingles may be the right choice if:

Your home has experienced hail damage in the past
You live in an area with frequent severe storms
Your existing roof is aging or nearing replacement
You want added protection without changing roofing style

If your roof is newer and you’ve experienced minimal storm damage, the upgrade may not be necessary right away. However, in Nebraska’s climate, many homeowners see long-term value in making the switch.

The Importance of Professional Installation

Even the most durable shingles won’t perform as intended if they aren’t installed correctly. Proper installation includes correct nailing patterns, flashing placement, ventilation, and underlayment.

Professional installation ensures:

Manufacturer warranty requirements are met
Shingles perform as designed during storms
Potential issues are identified before installation

Working with an experienced roofing contractor is essential to getting the full benefit of impact-resistant shingles.

Are Impact-Resistant Shingles Worth the Investment?

For many Nebraska homeowners, the answer is yes. While the upfront cost is higher, the added durability, reduced storm damage, and potential insurance savings make impact-resistant shingles a smart long-term investment—especially in hail-prone areas.

A professional roof inspection and consultation can help determine whether these shingles are the right fit for your home, budget, and future plans.

Impact-Resistant Shingle FAQs

Do impact-resistant shingles prevent all hail damage?

No roof is completely damage-proof, but impact-resistant shingles significantly reduce cracking and failure during hailstorms.

Do they look different from standard shingles?

Most impact-resistant shingles closely resemble traditional asphalt shingles and are available in a wide range of colors and styles.

Are impact-resistant shingles heavier?

They are slightly heavier than standard shingles but are designed to work with typical residential roof structures.

Considering a Roofing Upgrade?

Golden Rule Contractors can inspect your roof, explain your options, and help you decide whether impact-resistant shingles are the right investment for your home.

Spring Roof Maintenance Checklist for Nebraska Homeowners

Mon, 19 Jan 2026 22:29:48 GMT

After a long Nebraska winter, your roof has worked hard to protect your home. Snow, ice, wind, and freezing temperatures can all take a toll on roofing materials—even if there’s no obvious damage. Spring is the ideal time to assess your roof’s condition and take care of small maintenance tasks before summer storms arrive.

If you’re a homeowner in or around Beaver Crossing , this spring roof maintenance checklist will help you identify potential problems early and keep your roof performing at its best.

Why Spring Roof Maintenance Matters

Winter weather can leave behind hidden issues that don’t always show up right away. Minor damage caused by ice dams, freeze-thaw cycles, or heavy snow loads can worsen over time if ignored. Spring maintenance helps you:

Catch problems before they become costly repairs
Extend the lifespan of your roof
Prepare your home for spring rain and summer storms
Protect your attic, insulation, and interior spaces

A proactive approach now can save you money and stress later.

Step 1: Inspect Shingles for Damage

Start with a visual inspection from the ground. Look for:

Missing or loose shingles
Cracked, curled, or broken shingles
Dark patches or uneven areas on the roof

Winter winds and ice can loosen shingles, even if they didn’t blow off completely. Damaged shingles allow moisture to seep underneath, leading to leaks and rot.

If you notice anything unusual, it’s best to schedule a professional inspection rather than attempting repairs yourself.

Step 2: Clean Gutters and Downspouts

Gutters often collect debris over the winter, including leaves, twigs, and shingle granules. Clogged gutters can cause water to back up onto the roof or spill over onto siding and foundations.

Spring gutter maintenance should include:

Removing debris from gutters
Checking for sagging or loose sections
Making sure downspouts direct water away from the home

Proper drainage is essential for preventing roof leaks and water damage.

Step 3: Check for Signs of Ice Dam Damage

Ice dams are common in Nebraska winters and can cause water to back up under shingles. Even if the ice has melted, the damage may remain.

Watch for:

Water stains on ceilings or walls
Peeling paint near exterior walls
Damp insulation or musty smells in the attic

Ice dam damage often goes unnoticed until spring rains arrive, making early inspection especially important.

Step 4: Inspect Flashing and Roof Penetrations

Flashing seals vulnerable areas around chimneys, vents, skylights, and valleys. Freeze-thaw cycles can cause flashing to crack, separate, or loosen.

During your spring check:

Look for rusted or bent flashing
Check for gaps around chimneys and vents
Watch for loose sealant or exposed nails

Flashing issues are one of the most common sources of roof leaks but are often easy to fix when caught early.

Step 5: Examine Soffit and Fascia

Soffit and fascia play a critical role in ventilation and moisture control. Winter moisture and ice can damage these areas, especially near roof edges.

Signs of trouble include:

Peeling paint or warped boards
Soft or rotting wood
Animal or insect activity

Damaged soffit and fascia can allow moisture into your attic and reduce airflow, leading to long-term roofing problems.

Step 6: Look Inside the Attic

Your attic can reveal roof issues before they’re visible from the outside. On a sunny day, head up and check for:

Daylight coming through the roof
Wet insulation or wood
Mold or mildew growth

Any signs of moisture indicate a roofing issue that should be addressed promptly.

Step 7: Schedule a Professional Roof Inspection

While homeowners can spot obvious issues, many winter-related problems require a trained eye. A professional roofing inspection provides a thorough assessment of your roof’s condition and identifies issues you may not notice.

A spring inspection can:

Confirm whether winter damage occurred
Help prioritize repairs
Provide documentation if insurance claims are needed

This step is especially important if your roof is over 10 years old or has been through multiple harsh winters.

Spring Roof Maintenance FAQs

How often should I have my roof inspected?

Most homeowners should schedule a professional inspection at least once a year, ideally in spring or fall.

Can I handle roof maintenance myself?

Basic tasks like visual inspections and gutter cleaning are fine, but repairs should always be handled by professionals to avoid safety risks and further damage.

What happens if I skip spring roof maintenance?

Small issues can turn into leaks, mold growth, and structural damage—leading to more expensive repairs later.

Is spring the best time for roof repairs?

Yes. Mild temperatures and dry conditions make spring an ideal time for inspections and repairs before summer storms arrive.

Protect Your Roof This Spring

Spring roof maintenance is one of the best ways to protect your home after winter. Addressing issues early helps extend your roof’s life and gives you peace of mind as storm season approaches.

Golden Rule Contractors can provide professional inspections and expert recommendations to keep your roof in top shape all year long.

How to Tell If Your Roof Was Damaged by Winter Weather

Mon, 19 Jan 2026 22:27:36 GMT

Winter in Nebraska can be hard on your home—especially your roof. Between heavy snowfall, freezing temperatures, ice buildup, and constant freeze-thaw cycles, winter weather can quietly cause damage that isn’t always obvious from the ground. As spring approaches, it’s important for homeowners to know what signs to look for before small issues turn into expensive repairs.

If you live in or around Beaver Crossing , here’s how to tell if your roof may have been damaged by winter weather and when it’s time to call a professional .

Why Winter Weather Is Tough on Roofs

Nebraska winters create a unique combination of stressors for roofing systems. Snow adds weight, ice prevents proper drainage, and fluctuating temperatures cause materials to expand and contract. Over time, these conditions can loosen shingles, crack flashing, and allow moisture to sneak into places it shouldn’t.

Even a roof that looked fine in the fall can develop problems by the end of winter—often without obvious leaks at first.

Signs Your Roof May Have Winter Damage

Missing, Loose, or Damaged Shingles

High winds, ice, and repeated freezing can cause shingles to crack, curl, or break loose. From the ground, look for:

Shingles that appear uneven or lifted
Bare or dark patches where shingles are missing
Shingle granules collecting in gutters or near downspouts

Granule loss is especially important—it shortens the lifespan of your roof and reduces protection from UV and moisture.

Ice Dam Damage

Ice dams form when heat escapes from your home, melting snow that refreezes near the roof’s edge. This ice buildup traps water, forcing it back under shingles.

Signs of ice dam damage include:

Water stains on ceilings or walls
Peeling paint near exterior walls
Damp insulation in the attic

Ice dam damage often isn’t visible from outside, which is why professional inspections are critical.

Leaks or Water Stains Indoors

Sometimes the first sign of roof damage appears inside your home. Watch for:

Brown or yellow stains on ceilings
Dripping water during snowmelt
Mold or musty smells in the attic

Winter-related leaks may show up weeks or even months after the damage occurs.

Sagging Roof Areas

Heavy snow accumulation can stress the roof structure. While modern roofs are designed to handle snow loads, prolonged weight or pre-existing structural issues can cause sagging.

If any section of your roof looks uneven or droops, it’s important to have it inspected immediately.

Damaged Flashing and Roof Penetrations

Flashing around chimneys, vents, and skylights expands and contracts during freeze-thaw cycles. Over time, this movement can loosen seals or crack metal flashing.

Damaged flashing is a common cause of slow leaks that worsen over time.

How to Safely Check for Roof Damage

You don’t need to climb onto your roof to spot potential issues.

A safe inspection includes:

Walking around your home and checking the roofline
Looking in gutters for shingle granules or debris
Inspecting ceilings, walls, and attic spaces for moisture

Avoid climbing ladders or walking on icy or wet roofs—this can be dangerous and may cause additional damage.

When to Call a Professional Roofing Contractor

If you notice any of the warning signs above—or if your roof is more than 10 years old—it’s smart to schedule a professional inspection . Roofing experts know where to look for winter-specific damage and can identify problems that homeowners often miss.

Catching issues early can:

Prevent costly structural repairs
Extend the life of your roof
Help with insurance documentation if a claim is needed

Preparing Your Roof for Spring

Late winter and early spring are ideal times to address roofing concerns. Repairs made now can prevent leaks during spring rains and summer storms. Even if your roof appears fine, a professional inspection offers peace of mind after a harsh winter.

Frequently Asked Questions About Winter Roof Damage

Can winter roof damage be covered by insurance?

In many cases, yes—especially if the damage was caused by storms, ice, or heavy snow. Coverage depends on your policy and the type of damage. Documentation from a professional inspection is helpful when filing a claim.

How soon should I inspect my roof after winter?

As soon as conditions are safe and temperatures begin to rise. Early inspections help catch hidden damage before spring weather makes it worse.

Do small leaks really matter?

Absolutely. Even minor leaks can lead to mold, insulation damage, and wood rot if left untreated.

Is ice dam damage preventable?

Improving attic insulation, ventilation, and sealing air leaks can reduce the risk of ice dams forming in future winters.

Need a Roof Inspection After Winter?

If you’re concerned about winter damage, Golden Rule Contractors can provide a thorough roof inspection and honest recommendations. Addressing problems early can save you time, stress, and money down the road.

Soffit and Fascia: The Unsung Heroes Safeguarding Your Nebraska Home

Thu, 08 Jan 2026 20:28:39 GMT

The Importance Of Soffit And Fascia For Beaver Crossing, NE Homeowners

In the world of home maintenance, homeowners often obsess over the flashy upgrades—new shingles, high-end siding, or a modern front door. Yet, there is a duo of structural elements that arguably do more to defend your home against the brutal Nebraska climate than any other feature: Soffit and Fascia .

At Golden Rule Contractors , we call them the "Unsung Heroes." While they might seem like mere trim, their absence or failure can lead to catastrophic roof rot, skyrocketing energy bills, and uninvited "guests" in your attic. If you’ve been ignoring these components, it’s time to look up.

What Exactly are Soffit and Fascia?

The Critical Connection: Ventilation and the Nebraska Winter

Fascia: The Backbone of Your Gutter System

Why Nebraska Weather is Particularly Hard on These Components

Signs Your "Unsung Heroes" are Failing

Material Matters: Choosing for Longevity

Conclusion: The Golden Rule of Exterior Protection

What Exactly are Soffit and Fascia?

Before we dive into why they matter, let’s identify them.

Fascia: This is the horizontal board that runs along the edge of your roofline. If you look at your home from the street, it’s the "cap" that covers the ends of your roof rafters. It also provides the mounting surface for your gutters.

Soffit: Derived from the Latin word for "something fixed underneath," the soffit is the paneling that covers the underside of your roof’s overhang (the eaves). If you stand next to your siding and look straight up, you’re looking at the soffit.

Together, they form a sealed box that protects the interior of your roof structure from moisture, wind, and pests.

The Critical Connection: Ventilation and the Nebraska Winter

In Nebraska, the most dangerous thing that can happen to your home in January is an ice dam. Ice dams occur when heat from your home escapes into the attic, melts the snow on the roof, and the water then refreezes at the cold eaves, backing up under your shingles.

The Soffit’s Role: Most modern soffits are "vented," meaning they have small perforations that allow cool air to enter the attic. This air travels upward and exits through ridge vents at the peak of your roof. This constant airflow keeps your attic temperature consistent with the outdoors, preventing the melting-refreezing cycle that creates ice dams.

Without proper soffit ventilation, your attic becomes a greenhouse in the summer and a moisture trap in the winter. This leads to:

Mold and Mildew: Damp attic insulation becomes a breeding ground for mold and mildew.

Roof Rot: Trapped heat can "bake" your shingles from the inside out, causing them to curl and fail prematurely.

Fascia: The Backbone of Your Gutter System

Your fascia board is the unsung workhorse that carries a heavy load—literally. In a heavy Nebraska downpour, your gutters can hold hundreds of pounds of water and debris.

If your fascia is made of rotted wood or wasn't installed with a proper drip edge (a metal flange that directs water into the gutter rather than behind it), that water will soak into the board. Once the fascia softens, the gutter spikes or brackets will pull loose, causing your gutters to sag or collapse entirely.

Protecting your fascia is synonymous with protecting your foundation; without a sturdy fascia to hold your gutters, rainwater will dump directly next to your basement walls.

Why Nebraska Weather is Particularly Hard on These Components

Homeowners in Lincoln and Omaha deal with a "perfect storm" of stressors for exterior trim:

Extreme Temperature Swings: We can go from -10°F to 50°F in forty-eight hours. This causes vinyl and wood to expand and contract violently, leading to cracks and warping.

High Winds: Nebraska's flat-line winds can catch under an open or loose soffit panel like a sail, ripping it away and exposing your rafters to the elements.

Pests: Nebraska is home to resourceful squirrels, birds, and insects. A tiny gap in a rotted fascia board is an open invitation for a raccoon or a colony of wasps to make your attic their new winter home.

Signs Your "Unsung Heroes" are Failing

How do you know if it's time for a professional intervention? You don't necessarily need a ladder to spot the red flags:

Peeling Paint or Discoloration: If you see "bubbles" in the paint on your fascia, moisture is likely trapped inside the wood.

Sagging Gutters: This is often the first sign that the wood behind the metal is rotting.

Animal Activity: If you see birds or squirrels hanging out suspiciously close to your roofline, they may have found a hole in your soffit.

Ventilation Issues: If your upstairs rooms are unusually hot in the summer despite the A/C running, your soffit vents might be clogged or painted over.

Material Matters: Choosing for Longevity

When it comes to replacing these components in 2025, you have several options. At Golden Rule Contractors, we prioritize durability for the local climate.

Aluminum: Currently the gold standard for Nebraska. It won't rust, it's fire-resistant, and it handles our temperature swings without cracking. It can also be custom-bent to fit any roofline.

Fiber Cement: Incredibly durable and mimics the look of real wood. It is rot-resistant and holds paint far longer than traditional timber.

Vinyl: A budget-friendly, low-maintenance option. However, in Nebraska’s severe cold, low-quality vinyl can become brittle and crack if struck by hail or heavy debris.

Steel: For the ultimate "set it and forget it" solution, seamless steel soffit and fascia offer unmatched wind resistance and longevity.

Conclusion: The Golden Rule of Exterior Protection

The health of your home depends on the components you rarely think about. Soffit and fascia are more than just cosmetic "eye candy"—they are the lungs and the armor of your roof.

Ignoring a small crack in your fascia today can lead to a full roof replacement tomorrow. By investing in high-quality materials and professional installation, you aren't just improving your curb appeal; you're ensuring your Nebraska home remains a dry, energy-efficient sanctuary for decades to come.

Notice a gap in your eaves or a sag in your gutters? Don't wait for the next big storm to reveal a problem.

Contact Golden Rule Contractors today for a comprehensive exterior inspection. Let us ensure your "unsung heroes" are ready for whatever Mother Nature throws at them next.

What Roofing Material is Best for Nebraska Homes?

Thu, 08 Jan 2026 20:05:39 GMT

Tips On Choosing The Best Roof Material For Beaver Crossing, NE Homeowners

If you live in Nebraska, you know that our weather doesn't just "happen"—it performs. From summer hailstorms that drop ice the size of golf balls to winter "clippers" that bring 60 mph winds and sub-zero freezes, your roof is the first and only line of defense for your family.

Choosing a new roof in the Cornhusker State isn’t just about curb appeal; it’s about durability. At Golden Rule Contractors , we’ve spent over 20 years helping homeowners in Lincoln, Beaver Crossing, and beyond navigate the aftermath of hail damage, thermal expansion, and high winds. Today, we’re breaking down the three heavy-hitters of Nebraska roofing: Asphalt Shingles, Imitation Metal Shakes, and Standing Seam Metal .

The Nebraska Climate Challenge

1. Asphalt Shingles: The Reliable Classic

2. Imitation Metal Shakes: The "Best of Both Worlds"

3. Metal Roofing: The Ultimate Armor

Comparing the "Big Three" Materials

Why "Impact Resistance" Matters in 2025

Conclusion: Which Should You Choose?

The Nebraska Climate Challenge

Before picking a material, we have to look at what it must survive. A roof in Nebraska faces three main threats that differentiate our region from the coasts:

Impact (Hail): Nebraska sits in the heart of "Hail Alley." A standard roof can be totaled in minutes without the right impact rating.

Thermal Expansion: Our temperatures can swing 50 degrees in a single day. This causes materials to expand and contract, which can make cheap shingles brittle over time.

High Winds: Flat-line winds and tornadoes require a roof with superior "uplift" resistance to prevent shingles from peeling back like an orange.

1. Asphalt Shingles: The Reliable Classic

Asphalt shingles remain the most popular choice for Nebraska homeowners because they offer a balance of affordability and performance.

Pros:

Affordability: This is the most budget-friendly upfront option for families.

Ease of Repair: If a storm blows off a few shingles, they are easy and inexpensive to spot-repair.

Variety: Available in almost any color to match your home’s siding and trim perfectly.

Cons:

Shorter Lifespan: In our climate, expect 10-20 years rather than the 30 years often advertised on the package.

Hail Vulnerability: Standard shingles can lose their protective granules during a hailstorm, leading to leaks later.

2. Imitation Metal Shakes: The "Best of Both Worlds"

Imitation metal shakes are the "silent secret" of luxury roofing. They provide the rustic, high-end look of traditional cedar shakes but are actually made of high-grade steel.

Why They Win in Nebraska:

Unlike real wood shakes, which can rot, attract pests, or become a fire hazard, imitation metal shakes are virtually indestructible. They consist of a steel core coated with stone granules, giving them a textured, non-reflective look that fits perfectly in neighborhoods with strict HOAs.

Pros:

High Impact Rating: Most stone-coated shakes carry a Class 4 rating, shrugging off hail that would destroy an asphalt roof.

Lightweight: They are much lighter than clay or slate, putting less stress on your home's structure.

Beauty: They provide a "designer" look that can significantly increase your home's resale value and curb appeal.

Cons:

Upfront Cost: They cost more than asphalt, though they last twice as long, making the "cost-per-year" much lower.

3. Metal Roofing: The Ultimate Armor

When people talk about metal roofing today, they usually mean Standing Seam. These are long, sleek panels that interlock, hiding the fasteners underneath the metal to prevent leaks.

Pros:

Maximum Longevity: A properly installed metal roof can last 40 to 70 years. It may literally be the last roof you ever buy.

Snow Shedding: In a Nebraska winter, snow slides right off metal, preventing the formation of ice dams that often plague shingle roofs.

Energy Efficiency: Metal reflects the sun’s rays, keeping your attic significantly cooler during our 90-degree July days.

Cons:

Initial Investment: Metal is a premium product with a higher price tag compared to traditional shingles.

Noise: While modern underlayment makes them quiet, some homeowners still notice the "pitter-patter" of rain more than they would with shingles.

Comparing the "Big Three" Materials

Asphalt Shingles:

Lifespan: 10–20 Years

Hail Resistance: Moderate (Class 3/4)

Upfront Cost: $

Best For: Budget conscious

Imitation Metal Shakes:

Lifespan: 50+ years

Hail Resistance: Excellent (Class 4)

Upfront Cost: $$$

Best For: Aesthetics & strength

Standing Seam Metal:

Lifespan: 40–70 Years

Hail Resistance: High (May dent)

Upfront Cost: $$$

Best For: Lifetime durability

Why "Impact Resistance" Matters in 2025

As we move into 2025, Nebraska roofing standards are evolving. Modern building codes and insurance requirements are placing a higher premium on Impact Resistance (IR) .

When a hailstone hits an asphalt shingle, it creates a "bruise" that knocks off the protective granules. Once those granules are gone, the sun's UV rays bake the underlying asphalt, causing it to crack and leak. Stone-coated steel and standing seam metal eliminate this risk by providing a hard barrier that maintains its integrity even after repeated strikes. Investing in high-quality materials now prevents the headache of filing multiple insurance claims over the next decade.

Conclusion: Which Should You Choose?

The "best" material depends on your long-term goals for your property:

Choose Asphalt if you want a reliable, cost-effective roof or plan to move in the next few years.

Choose Imitation Shakes if you want the highest curb appeal and want a roof that can survive "tennis-ball" sized hail.

Choose Standing Seam Metal if you want the ultimate energy-efficient, lifetime solution for your "forever home."

At Golden Rule Contractors, we live by our name. We won't sell you a roof you don't need, and we treat every property as if it were our own. Whether you've just noticed signs of storm damage or you're simply ready for an upgrade, our team is here to give you an honest, expert assessment of your home's needs.

Is your roof ready for the next Nebraska storm?

Schedule your FREE Roof Inspection today with Golden Rule Contractors !

Does your roof have hail damage? Learn what to look for.

Fri, 20 Apr 2018 19:27:00 GMT

If there’s one thing you can count on in Nebraska, it’s hail! Severe weather season starts in the spring and runs through the summer, bringing heavy rains, strong winds, hail and tornadoes. This can damage even the newest roofs out there. Hail damage often turns into one of the most expensive repairs for homeowners, and the manufacturer’s warranty of the roofing material typically does not cover damage caused by hail. Thus, making sure that you assess hail damage properly is important to protect your assets.

What does hail damage look like?

To know if your roof has hail damage, you’ll want to look for:

Surface depressions in the shingles
Granule loss
Cracked or chipped shingles

Let’s dig into each of these a bit further.

Hail damage sign #1: Surface depressions in the shingles

When hail hits your roof, it comes in contact with the shingles. Because hailstones vary in shape, size, and hardness, when they fall on your roof the hailstones can create a randomized pattern of dents. We call these surface depressions. When we’re analyzing a roof for hail damage, we’re looking for these dents. When an insurance adjuster is determining whether they need to replace the whole roof, they’re going to be looking at the number of surface depressions (along with the other signs) in a specific area of square footage. Surface depression along with granule loss is most likely caused by hail damage.

Hail damage sign #2: Granule loss on the shingles

In the midst of a hail storm, granule loss is the most common damage that is seen. For most roofs, you’re going to have asphalt shingles are the most common type of roofing material. The shingles are made with a fiberglass base mat, and then saturated with asphalt to make it waterproof. Then a coat of asphalt adhesive is applied, and then the shingle is covered with a granule surface. The granule surface is what we see. It’s what colors the shingle. However, simply losing a fraction of the granules can lead to the asphalt being exposed to the elements and in turn, can lead to premature aging of the shingle over time.

Hail damage sign #3: Cracked or chipped shingles

In addition to surface depression and granule loss, hail and associated wind damage can also cause cracks in the surface of the shingle. Chipping can occur on the edges of the shingles. Damage or exposure to the fiberglass mat can also cause issues over time. Loosening of the seal strip, which is not outwardly visible, can likewise weaken the integrity of the shingle.

Do Different Types of Roofs Fare Better in a Hail Storm?

Homeowners with wooden shingles may fair better in a hail storm as small-sized hail typically does not damage wooden shingles. Marble sized hail may cause some bruising or chipping, but the immediate damage of splitting wood shingles typically does not occur unless hail is golf ball size. Metal roofs also fall prey to hail storms. Typically the damage will only appear cosmetic. However, hail damage can reduce the lifespan of the roof and harm its water shedding capabilities. If seam damage occurs between the metal panels, this can lead to leaks and further damage. Again, letting a roofing expert assess the damage is vitally important. Even if the hail storm was last year, if you haven’t gotten your roof assessed or had a professional look at it, there’s still time to safeguard your home and your roof! Once you’ve had a professional assess the damage, and your roof needs replaced, consider investing in hail resistant roofing. Also, when possible opt for completely reroofing versus applying new product over the top of your existing roof, as that can increase the potential for future hail damage. The cost may be initially higher; however, some insurance companies offer cash incentives when higher UL-rated shingles are purchased. The better product you purchase leads to a solid investment.

What should you do next?

Identifying hail damage can be tricky, and easily misidentified if you’re not a roofing expert. In this case, we’d recommend avoiding general contractors or “friends who’ve seen it before” find a reliable expert. Golden Rule Contractors offers free hail damage inspections! Also, be wary of the ‘storm chasers’ who show up at your door unannounced after a major storm. They may offer what seems to be a great deal, but you often get what you pay for. Look for a state-licensed contractor that has a good rating with the Better Business Bureau, or get a personal referral from someone you trust (p.s. that’s us!).

Do you have to call insurance first?

No. In fact, we’d recommend that you have both a roofing company AND an insurance company review your roof. Getting your own independent opinion, rather than just relying on the insurance adjustor, ensures your best interests are represented, rather than the insurance company’s bottom line. Learn what you would need to know for insurance claims for hail damage . The roofing company you contact should provide free estimates and be willing to meet with the insurance adjuster—if they can agree on the damage and the costs. It will greatly expedite the process and give you fewer headaches. Plus, the more informed you are on the subject of hail damage the more confidence you will have in the process. Request a Hail Damage Inspection

Does Your Roof Need Work? 5 Questions to Ask

Mon, 16 Apr 2018 05:01:00 GMT

When it comes to assessing the quality of your roof, it can be challenging to know exactly what to look for. This may be especially challenging if you haven’t been the victim of a hail storm or severe weather event.

The life expectancy of a roof is 20-30 years, but that number seems to come from a perfect world. One where elements like weather don’t affect us on a daily basis!

Before we dive into the signs, let’s first cover the basics first – this way you’ll know what you’re looking at when searching for the signs and symptoms of damage:

The deck is the wooden, structural surface of the roof.
The drip edge is a non-corrosive material placed at the edge of the roof to channel runoff water.
The underlayment acts as a barrier between the deck and the shingles, and works to keep the deck dry.
The flashing is the material used to seal and protect specific areas on the roof, specifically round joints such as the chimney
The shingles are the typical outer layer that most people think of when they think of a roof; they protect and repel against moisture
The soffit is the underside of the roof overhang. Soffit is not always replaced when someone gets a “new roof”.
The fascia is what holds the gutters in place. It also prevents moisture from damaging the roof.
The vents allow air to escape and keep your roof dry.

With all these terms, it’s easy to see how a homeowner can get overwhelmed at the idea of considering a roof replacement. However, now that you have a bit of understanding of the lingo, it’s time to assess.

5 Questions to Ask to Know if Your Roof Needs Replaced

1. Are my shingles curled or damaged?

If your shingles are curled or cracked, there’s a good chance they’ve been damaged. They’re no longer effective at doing their job, which is repelling water from your home.

There are a number of reasons why your shingles may be damaged, including:

A home that’s more than 20 years old
Shingles are badly worn from bouts of severe and sustained weather
Poor quality workmanship when the shingles were installed

For asphalt shingles specifically, it’s a telltale sign as the corners begin to curl downward or upward as they age.

(source: getty images)

Other things to look for with shingles are bald spots (missing shingles) or finding shingle granules in your gutters (which means your shingles are breaking down).

While you can spot bald spots or badly curling shingles from the ground, you may have to get on the roof to inspect a bit more closely for cracks or shingles that are in the beginning stages of decline.

2. Is my home more than 20 years old?

If your roof is more than 2 decades old, there’s a good chance it’s near the end. In fact, many insurance companies are making it harder to insure roofs that are more than 20 years old.

In a state like Nebraska, wind and hail can destroy a roof twice as fast compared to average. That means if your roof expectancy was upwards of 30 years, it’s now somewhere around 20 years.

Why is 20 years the magic number?

Shingles are built with a layer of asphalt and fiberglass as the most basic part of the shingles. Colored granules are then used as the top part of the shingle. These granules protect the asphalt from the sun.

With a loss of granules, the asphalt is exposed to the sun which accelerates the aging process. Granular loss can be caused by hail as well as other extreme weather conditions.

As shingles age, specifically around 12-15 years, they become stiff and brittle. This also which makes them more susceptible to wind, rain, ice, and hail. Around 12-15 years is also when the granular coating slowly starts to lose its hold. In other words, it’s time to get a roof inspection and let us take a closer look!

3. Were there icicles on the edge of your roof this past winter?

Icicles are pretty, but not pretty on your roof! This is a sure sign of “ice damning” – a large buildup of ice that forms along the edge of a roof.

Without proper care, ice dams can lead to serious damage to the roof itself, rain gutters, and downspouts, and the inside of a home.

Ice dams form when the roof over the attic gets just warm enough to melt the underside layer of snow on the roof. The melted portion slowly trickles down between the still frozen layer of snow and the shingles, right up until it reaches the eave of the roof.

Because the eave extends over the side of the house, it’s always much colder than the rest of the roof. This means that once the melted snow reaches that point, it refreezes. This cycle will repeat itself until an actual dam of ice is built up at the edge of the roof.

Once an ice dam gets big enough, melted water begins to back up behind it – which can seap underneath shingles.

If you did have ice damming or notice icicles on your home this winter, it’s time to get a professional in there to take a look.

4. Did your home encounter one or more hail storms last year?

Even a hail storm that didn’t seem that impactful could be a source of damage for your home’s roof.

Spotting hail damage on your belongings, such as your car or aluminum patio furniture is pretty straightforward. You’ll notice little dings where the hail fell and impacted the surface.

Spotting hail damage on your roof, however, isn’t as straightforward. The basic guideline here is to have a professional come look at your roof if you had any sort of hail storm in the last year (that lasted for more than a few short minutes) and haven’t had your roof inspected yet.

If you want to check it out for yourself, you’ll need to get up on top of your house to examine the top of the roof. You’ll want to look for:

Dents in the ridge cap
Bruising in the shingles (look for small dimples in the surface)
Missing pieces of asphalt in the roof (you’ll see black, exposed substrate instead)
Cracking in the shingles (large hail can make a circular crack if it hits hard enough)

5. Is there sagging, signs of water damage, or streaks and stains on the inside of your attic?

The roof is the protection barrier between your home and the world outside. If it gets damaged, one of the first places that can suffer the consequences is the attic.

Grab a flashlight and head up to the attic and look for:

Daylight through the roof boards. If you can see daylight coming through the boards, water is coming through as well.
Dark streaks or water stains. This is a sign that the roof is leaking moisture and not only is it damaging the roof, but it’s probably damaging the interior of your home as well.
Sagging areas. If your roof is leaking, the water buildup can make your roof begin to sag.

We’ve inspected thousands of roofs – if you have any questions about your roof, shoot us a note!

Choosing a Roofing Contractor Wisely

Wed, 08 Mar 2017 14:46:00 GMT

When it comes to choosing a roofing company, there’s certainly no shortage of them around to pick from. But how do you know that you’re going to get one that’s reputable, honest, and fair? Use these great tips, courtesy of the Better Business Bureau, for the best ways to select a reputable roofer!

Find out where the home headquarters are for the company

If they’re not local or if the company hedges on providing the requested info, be wary. It’s not that out-of-town companies are bad, per se. It’s just that should you encounter any issues down the road, it’s a lot more difficult to get help if the roofer you’re calling is located three states over.

Have someone that you trust and have worked with before?

Great! If not, get bids from several different roofing companies, and make sure that the specifications for each bit are identical.

Any company worth considering should have a contractor registration and roofing bond on file with your city

Make sure that they have obtained the necessary permits from your city and that those costs are part of your estimate.

Call the Better Business Bureau for a reliability report on the roofing company

This can provide you with invaluable information about the business in question.

Ask for references

Any contractor who’s proud of their work will want to show it off! They shouldn’t have a problem with you talking to those they’ve done business with before if they’re run a reputable business.

Beware of companies that seemingly pop up overnight

These tend to occur most frequently after a storm or a period of conditions that cause roof damage. These schemes often involve salespeople going door to door with high-pressure sales pitches and scare tactics at the ready.

At Golden Rule, we believe that honesty is the best policy. If you’d like to request any information from us, please feel free to do so here . Our reputation speaks for itself!

A Roofing Option for Every Home

Wed, 22 Feb 2017 14:42:00 GMT

When the time comes for you to start thinking about replacing your roof, you know that there’s some major “adult-ing” to be done– especially if roof replacement is territory you’ve never ventured into before. We’re sure you’ve probably heard horror stories from well-meaning family and friends and neighbors about their roof replacement experiences.

Golden Rule will install your new roof with expertise and care, but our job doesn’t stop there. We’re also here to walk you through the process and, of course, answer any questions you might have along the way.

The type of roofing material that you ultimately decide upon can be influenced by several factors, including applicable neighborhood and/or regional restrictions. That said, quality, durability, and a nice aesthetic appeal are priorities as well. Some of the most common types of roofing materials are:

Asphalt Shingles

Asphalt shingles are the most common type of roofing material out there, largely due to their affordability. Compared to other types of roofing materials, asphalt shingles are relatively inexpensive. Some even come with Energy Star ratings, meaning they can save you money on your heating and cooling bills, too. Asphalt shingles typically have a lifespan of 20 to 30 years.

Metal Roofing

What once was only seen on agricultural and industrial structures has suddenly found itself in residential neighborhoods across the country. Metal roofing is a bit pricier than its asphalt alternative, but with a lifespan of 50+ years, many homeowners feel the investment is worth it.

Wood Shingles

Wood shingles, also known as “shake” shingles, can last anywhere from 30 to 50 years and are very aesthetically pleasing. Opting for shingles crafted from a hardwood like cedar or redwood can help you get the most roof for your money, as hardwood shingles tend to last longer than their softer wood counterparts.

Tile Shingles

Tile shingles are quite common on homes with a Spanish or southwestern vibe to them. Tile shingles are one of the least expensive roofing materials to purchase and install and, with a lifespan of up to 80 years, are quite durable as well. Bear in mind that tile shingles are very heavy and not all structures are built to withstand that type of roofing load.

Slate Shingles

Slate shingles are very durable and can last for 50 years or more. As a bonus, true slate is fireproof, too. Slate shingles are quite expensive, though, making them out of reach for some.

Regardless of what your roofing needs are, be sure to give Golden Rule Contractors a call when it comes time for replacement. Your satisfaction is our priority!

Roof Resolutions

Wed, 18 Jan 2017 14:36:00 GMT

2017 is officially here, which means that it’s time to set some resolutions for the new year!

We know that most resolutions tend to revolve around health and money, so we’d like to provide you with some alternate roof-related suggestions. This doesn’t mean you can’t also resolve to trim down your waistline or save up for a month long trip to Italy (although, if you do that, could you take us with you? Pretty please?) What it does mean is that you are vowing to put a bit more time and effort into your roof upkeep and maintenance. Not sure what kind of “roof resolution” you should/could/need to be making? No worries, we’ve got some great suggestions to get you off and running!

Schedule a roof inspection

From the ground, your roof may look like it is in wonderful shape, but that’s not always the case. In fact, even if you actually venture up on your roof, it can be tough for the untrained eye to spot some of the more subtle signs of damage that can occur up on your rooftop (things like shingles, fascia, gutters, and more). That’s where the roof inspection comes into play. Seemingly small issues can cause big problems down the road, leading to costly and time-consuming water-damage-related repairs. So make a resolution to schedule a roof inspection in the near future– we promise, it will be worth it!

Keep it clean

Cleaning your roof, as un-fun as it may sound, is one great way to help keep it in the best condition possible. What exactly do we mean by “cleaning your roof”? Fortunately, it doesn’t involve a bucket and a rag. What it does involve is periodically checking for and removing leaves, branches, and other debris that may find their way up there. By doing this, you’ll be doing your part to ensure proper water flow. As we all know, standing water, especially on a roof, can cause a LOT of problems. Plus, keeping your roof clean helps your house and property (aka, curb appeal) look nice and tidy.

Check out any leaks

If you find any, have them fixed ASAP! Wind and water are tricky elements and can really do a number on your roof without you even realizing it. For anyone who’s ever experienced any type of water damage, be it from a leak in the roof, a flood in the basement, or anywhere in between, you know that water damage is no joke. If you’ve never experienced water damage, you might think that tiny spot on the ceiling is no big deal. Unfortunately, it is a big deal and it’s one that needs to be addressed in a hurry. If you notice any of the telltale brown stain discoloration on your ceiling or walls, give us a call. If it’s a small leak and it’s caught early, it may be an inexpensive fix. Whatever you do…do not ignore it!

Keep an eye on your gutters

If your gutters are clogged or broken, your home’s interior, exterior, and roof may suffer the consequences. Ensuring that your gutters are free of debris like leaves, twigs, mud, and other items such as bird nests is more important than you might think. Having a proper gutter system means that water will be able to flow down and away from your roof without pooling in any one spot. The bonus to paying attention to your gutters is that you can keep an eye on your shingles, too. If you see a cracked or broken shingle, you’ll know to replace or repair it right away.

Plan for a replacement

Do you know how old your roof is? Do you know what the life expectancy is for your particular roofing material? Regardless of how amazingly state-of-the-art a roofing system is, at some point in time it’s probably going to need to be repaired and eventually replaced. New roofs are not inexpensive endeavors. With that in mind, why not sock away a bit of cash each month so that, should the unexpected happen, you’re not caught completely off guard financially?

Regardless of whether you pick one, two, or all of the resolutions we’ve laid out, know that Golden Rule is here to help you stick to them! For any additional information, questions, or to request a free quote, contact us here !

Hanging Outdoor Christmas Lights Safely and Securely

Wed, 07 Dec 2016 14:34:00 GMT

Tis the season for holiday lights galore! Some folks like just a few twinkle lights around the perimeter of their home while others go all out with decorations. That said, there are a few concrete “truths” when it comes to hanging up outdoor holiday lights. Other than adding to the festivity of the holidays, these light-hanging tips will keep both you and your house safe and secure.

First, always use a good ladder when putting up your lights.

Second, always put up lights when it’s NOT icy outside (seriously, that’s a recipe for disaster).

Make sure to secure the lights with insulated holders as opposed to nails or tacks. The holders are designed to hold the lights without putting extra holes in your roof.

Since we’re on the topic of safety, let’s talk about outlets for a moment. When it comes time to plug those lights in, make sure that you’re using a ground fault circuit interrupter (GFCI) outlet. This particular type of outlet is one that will shut the circuit down if there’s an overcurrent. The goal is a house that’s lit up, not one that literally lights up and then burns down.

Thinking that you’ll need an extension cord? Only use cords that are designed for outdoor use, and always keep the connections above the ground. Be sure to tape your cords down if their running across walkways to prevent anyone from tripping over them.

There are lights that are designed for indoor use and lights that are designed for outdoor use. If you’re putting up lights outside, always use lights rated for outdoor use. These are designed to be either water-resistant or waterproof and are more “rugged” than their indoor counterparts. Before installing your lights, plug each strand in to make sure that all the bulbs are working. There’s nothing worse than hanging up a ton of lights only to discover that one of the strands isn’t working. Also, make sure to turn your lights off before going to bed or leaving the house.

Whether you’re just decorating the porch or covering your entire home in holiday lights, we want to make sure that you’re putting them up in the safest way possible. Remember, if you’re not sure that you’re properly equipped to do the job, call in a professional to hang your lights this holiday season!

Holiday Decorating Without Roof Damage

Mon, 05 Dec 2016 14:33:00 GMT

Thanksgiving is officially over, December 1st has come and gone, and there’s Christmas music playing on the radio non-stop. That means it’s time to decorate, right?

Right!

If you’re planning on putting up lights and decorations on the outside of your home, there are a few things to know before you start. Installing them incorrectly can damage your roof and gutters and, in turn, put a serious damper on your holiday festivities.

First things first– just say NO to nails!

One of the biggest mistakes that people make is to try and make things “stay” by securing them to their roof with nails. Nailing things to your roof ensures one thing and one thing only; you’ll have holes in your shingles that can allow water to seep in and potentially cause serious damage. Instead, there are special clips that are made specifically for hanging lights on your roof. It might be an added expense you weren’t planning on, but we’re relatively certain that the cost of lighting clips is less than that of a new roof.

In regards to the clips, it’s important to make sure you’re using them correctly.

Most of the time, these clips are designed to attach to your gutters. This is totally fine unless you’re adding to much weight to them, which can potentially damage your gutters. Read the instructions so that you know how to use them correctly.

Have a chimney? Be extra careful around it!

Over the last decade, there has been an uptick in the amount of inflatable decorations that people use on their roofs. These types of decorations are A-OK as long as you’re not getting them too close to your chimney or flue. The last thing you want is a big gust of wind coming along and toppling your larger-than-life blow-up Santa right into your chimney and catching fire.

Also, be on the lookout for other roof-level items that your decorations could possibly come into contact with, like satellite dishes, antennae, and power lines. Never place decorations over roof vents. Those vents are there for a reason…do not block them!

When everything is all said and done and it’s time to take all the decorations down, do so with extreme care. Although it might be tempting to simply grab and end and pull, doing so can cause damage. If it took your four hours to put the decorations up, remember it’s quite possible that it will take the same amount of time to take them down.

Roofs and Ice Dams – A Bad Combination

Wed, 09 Nov 2016 14:23:00 GMT

Obviously, we all know what a roof is, but what about an ice dam?

That’s something that not a lot of folks know much about. However, with winter on its way, we thought now would be a great time for a bit of ice education.

An ice dam is just that– a dam.

It’s a large buildup of ice that forms along the edge of a roof. Without proper care, ice dams can lead to serious damage to the roof itself, rain gutters and downspouts, and the inside of a home. Ice dams form when the roof over the attic gets just warm enough to melt the underside layer of snow on the roof. The melted portion slowly trickles down between the still frozen layer of snow and the shingles, right up until it reaches the eave of the roof. Because the eave extends over the side of the house, it’s always much colder than the rest of the roof. This means that once the melted snow reaches that point, it refreezes. This cycle will repeat itself until an actual dam of ice is built up at the edge of the roof. It’s important to note that gutters can also become so full of snow that they provide a foundation for the ice dam to form as well.

Once an ice dam gets big enough, melted water begins to back up behind it.

And, eventually, the water starts to seep underneath the shingles. The end result will be melted snow dripping into the attic, insulation, ceilings and walls of the home. This leaking water can completely ruin paint, sheetrock, and other interior fixtures. If the ice dam should happen to break free, it can rip shingles and gutters down with it and pretty much destroy anything it winds up landing on (landscaping, windowsills, etc). If left completely unchecked, a soaked-through roof will eventually start to rot.

Now, let’s look at a few “emergency measures” you can take should you find your roof all dammed up in the middle of winter, as well as steps you can take to “ice dam-proof” your home as much as possible.

If you find that ice dams are building on your eaves after a storm, you can try and remove it by working to break it free in small pieces. Never use an ax or another sharp tool; instead, use a small mallet and avoid standing directly under the path where ice may fall. A small mallet is your best tool in this circumstance, but even if you’re as careful as can be, there’s still a chance that the ice can pull shingles down with it or that you could get whacked on the head with a chunk of ice yourself. This is why we always recommend calling in a professional for this kind of project.

If you decide to tackle an ice dam on your own, you’ll also want to clear out gutters of as much snow and ice as safely possible. This is something that you’ll have to do while standing on a ladder (in the middle of winter, in the freezing cold, surrounded by snow and ice– sounds awesome, huh?) A slightly less risky way of doing this is to get some calcium chloride ice melter (NOT rock salt) and create a “tube” by filling up the leg of a pair of pantyhose with the material. Once you’ve got a few “legs” filled up, lay them vertically across the ice dam. This will allow the chemical to slowly melt its way down through the dam and clear a path for the water underneath to flow free.

What can you do to prevent ice dams from forming next winter?

You must start at the root of the problem. Usually, ice dams are caused by a warm roof, which is the result of poor insulation and venting in the space under the roof. A place to start would be to seal any and all points where warm air has the ability to leak from the living areas of the home into the spaces that are directly below the roof sheathing. Also, make sure that your living space(s) is properly insulated so that conduction and convection of heat through the ceiling isn’t happening. You’ll also want to make sure to vent the space between the roof sheathing and insulation, allowing any heat that does leak through to be carried away properly.

Still not sure of what to do about ice dams or don’t feel properly equipped to fix the problem? That’s okay, that’s what we’re here for! The experts at Golden Rule Contractors are well-versed in roofing projects throughout the year. Give us a call to set up a consultation today!

Roofing: Not a DIY Project

Wed, 26 Oct 2016 14:20:00 GMT

Sometimes, just because you can do something yourself doesn’t mean that you should actually do it yourself. Granted, there are some folks out there who have amazing handyman skills and can install a new tub or lay tile in their kitchen without issue. But for the majority of us, that’s just not the case. Even though all the parts and pieces are sold at various “Big Box” stores for anyone to purchase, it doesn’t mean that the project that you’re about to undertake should be done by just anyone.

This is where the professionals come into play. When it comes to roofing, that would be us!

Your roof is a vital part of your home’s protection (as well as it’s curb appeal), so making sure it’s constructed and repaired properly should be a priority. Golden Rule Construction has been in the roofing business for over 20 years, but roofing is just one of the many things that our company excels at. We take immense pride in our work as well as making sure that our customers are well cared for. The folks who work for us are some of the best in the industry, with ample roofing experience under their collective (tool) belts. They’re not only able to put a new roof on your house, they’re able to do it right, without cutting corners. Plus, when you use Golden Rule to install or repair your roof, you can be confident that you’ll be getting the highest quality materials available. We treat our customers and their roofs the same way we treat our family…with only the best we have to offer. We’re dedicated to making sure that every job is done right the first time. If you’re interested in more information on what it would take to install a new roof on your home or to make some repairs, get in contact with us . We’d love to meet with you to discuss your roofing needs. Regardless of whether your roof is made of asphalt shingles, wood/shake shingles, slate, clay tiles, or metal, we’re the roofing experts you can count on to make sure that ALL the work is done correctly and with expertise. Our attention to detail and craftsmanship is second to none, which means you’ll be getting nothing less than the absolute best. To set up a consultation or talk to one of our staff members, contact us here!

Winterizing Your Roof

Wed, 12 Oct 2016 14:17:00 GMT

We know it’s only October and winter doesn’t “officially” start until December 21st. But let’s not forget, we live in Nebraska. Halloween has been postponed due to snowstorms many times and Thanksgiving Day often brings with it a massive 2-day ice storm.

To put it mildly, things are a bit unpredictable when it comes to weather around here. That’s why it’s best to winterize your home now, while the temperatures are still relatively moderate and your roof is free of snow and ice.

Why is winterizing so important?

It helps ensure that your home is as ready as possible for whatever snowy, sleety, yucky winter weather that Mother Nature decides to throw at you…or your roof. With that in mind, here are a few of our tips on how to get your roof ready for winter.

Attic Insulation

Having both proper ventilation and insulation in your attic area can do wonders for your roof. For instance, it can prevent heat loss as well as the formation of icicles and ice dams.

Clean Your Gutters

It is so, so, SO important that your gutters are completely clear of debris (like leaves, twigs, etc) so that rainwater and melting snow are able to drain properly. If your gutters are clogged, you may wind up with water damage. Your foundation, siding, landscaping, and more can all be negatively affected by clogged up gutters.

Check Your Downspouts

Remember those gutters that you just got done checking? While you’re at it, go ahead and check your downspouts, too. Clean gutters aren’t going to do you much good if your downspouts are clogged– melting snow and ice is only able to drain properly if both your gutters and your downspouts are clear of debris. Also, making sure that there’s nothing clogging up your downspouts can help to prevent the formation of mold and rusting.

Got Trees Nearby?

Any tree limbs that are hanging over your roof can bend, bow, and snap when covered in heavy ice or snow. Depending upon how big the branch is, it could cause serious damage. Get those branches trimmed and away from the roof ASAP.

Inspect. Repair. Repeat.

Every month or two you should be doing a visual inspection of your roof (from the ground is fine). Look at the flashing for signs of damage, look for missing or broken shingles, and always take a peek at places that have been previously repaired or patched to make sure everything looks up to snuff.

If you notice any issues with your roof, don’t hesitate to give us a call! At Golden Rule Construction, we’re happy to come out and perform a more thorough inspection and, if needed, make any necessary repairs.

Everything you Need to Know About Metal Roofing

Wed, 21 Sep 2016 14:13:00 GMT

With all the different roofing types and materials available in today’s market, it’s sometimes difficult to decide on what’s right for both your home and your budget. Keeping that in mind, we thought now would be a great time to bring you up to speed on one of the fastest growing roofing materials on the market – metal!

Wait…what? Metal? Like what’s on farm sheds and industrial buildings?

In a word…YES!

No matter what type of roofing style you’re looking for, be it color, finish, or both, there’s more than likely a metal roofing style to match. In fact, the metal roofing material that is utilized in residential areas today looks just like the other types of roofing materials that you’re probably more familiar with, like asphalt shingles, slate, clay, and cedar shake shingles.

Even though the initial cost to install a premium metal roof may be higher than the majority of other roofing materials, it is an investment that will save you money in the long run. That’s because a metal roof can easily last two to three times as long as an asphalt shingle roof. Considering the fact that the average lifespan of an asphalt shingle roof is approximately 17 years, a metal roof could easily be the last roof that you ever have to deal with. Plus, the addition of a metal roof can not only increase the resale value of your home but, in some states, can even reduce your homeowner’s insurance premiums, sometimes by as much as 35%! Combine all of that with a full 30 to 50-year warranty from the manufacturer and you’ve got yourself one heck of a deal!

Metal roofing, in both light and dark colors, is also incredibly energy efficient. Metal roofing reflects heat quite effectively, which means reduced cooling costs in the summer and better insulation in the winter. How, exactly, does this work? Whether it’s a building or a home, the roof plays a major role in the absorption of heat from sunlight (this is known as solar radiation). That heat can either be reflected back into the atmosphere or absorbed into the structure via conduction. Because metal roofing can dispel that heat so thoroughly, homeowners often experience a 25% savings in their energy costs after switching to a metal roof!

Metal roofing material typically consists of at least 25% of recycled content, making it a very “green” construction component. When it’s time for the roof to come off, metal roofing materials are also 100% recyclable. That’s not true of other types of roofing materials. In fact, when other roofing materials are removed from a home, they’re typically disposed of by the ton into local landfills. The most recent estimate is that conventional roofing products pile up to the tune of 20 billion pounds of waste annually in America alone! Should you opt for a metal roof, please know that in most cases it can be installed directly on top of your current asphalt shingled roof, which means you won’t be contributing to that waste at all.

Let’s move on to those common myths and misconceptions about metal roofing. We’ll start with noise because obviously (and rightfully so), that’s a big concern to homeowners. Amazingly enough, when a metal roof is installed with solid sheathing, noise from rain, wind, and hail is often quieter than what is typically experienced with traditional roofing materials.

What about lightning? Another fear that people have is that metal roofs will attract lightning, but it’s important to note that a metal roof will NOT increase the likelihood of lightning striking your home. On the flip side, f your home were to endure a lightning strike, the metal roofing would disperse the energy safely through the structure. And since metal roofing isn’t flammable or combustible, it’s actually a good choice when taking into account the amount of severe weather your area experiences, especially lightning.

Rust is another big concern amongst homeowners. After all, no one wants to spend the time and money installing a metal roof onto their home only to have it begin to rust not long after. Fortunately, the metal roofing systems of today are built to last in a serious way! Steel roofing has a metallic coating that’s comprised of zinc, or a combination of aluminum and zinc, which prevents rust from forming. Paint can then be applied over the metallic coating to give the homeowner the lasting color that they’re looking for.

We talked about lightning, but what about other storm elements, like hail, high winds, and heavy snow with regards to metal roofing? Rest assured that the metal roofing systems that are designed today are created to withstand both high winds and hail!

If you’re interested in learning more about metal roofing systems and whether or not one is right for your home, please don’t hesitate to give Golden Rule Contractors a call. We’d be happy to review all your roofing options and help you decide on what would work best for you.

What’s All the Hype About Metal Roofing?

Sun, 28 Aug 2016 14:10:00 GMT

When you hear the words “metal roofing” what comes to mind?

If you’re like the majority of the population, then things like “warehouse” and “equipment shed” are probably some of the first images that pop into your head. And, up until recently, that’s pretty much the only places that metal roofs were found (with any sort of regularity). However, metal roofing brings with it a LOT of benefits– it’s lightweight, fire resistant, easy to install, and sheds snow like no other. Metal roofing has been steadily gaining popularity in the residential market, too. With all that in mind, let’s take a minute or two to explore the benefits of metal roofing!

Light Weight

When compared to other roofing materials, metal roofing is quite light in weight. How light weight? The majority of metal roofing ranges from 50 to 150 pounds per 100 square feet. When you compare that to the 750 to 900 pounds per 100 square feet that tile roofing weighs in at, it’s quite a difference!

Life Expectancy

The life expectancy of metal roofing is long. Like, seriously long. When a metal roof is properly installed it should last AT LEAST as long as the house itself!

Speed of Installation

All things considered, metal roofing can be installed pretty quickly. That’s because a fair amount of it comes in large sections (or panels).

Fire Resistance

Metal roofing carries a Class A fire rating, meaning that it’s considered non-combustible.

Heat Conduction

Heat gain during the daytime hours is reduced with metal roofing because metal reflects radiant heat from the sun; this allows homeowners to save energy needed for daytime cooling efforts. When combined with the fact that a large percentage of metal roofing systems take advantage of the “dead air space” that occurs between the existing roofing deck and the new metal roofing, energy efficiency is increased. This in spite of the fact that the material that metal roofing is constructed from has a relatively low in insulation R-value.

Roof Pitch

Most metal roofing can be installed on roofs that have very gentle pitches without having to worry about any leakage or water seepage.

Moisture Shedding

Because metal roofing, especially dark metal roofing, absorbs heat so readily, it’s able to shed snow incredibly fast (since the absorbed heat works to melt the snow). Sections of roofing are designed to interlock (and block the entrance of moisture) and the surface itself is hard and slick, allowing snow to slide right off). This allows for a completely watertight roof.

Durability

As mentioned previously, metal roofing does a phenomenal job of sealing out water, enduring high winds, and standing up to tough, heavy snow and ice. Not only is it resistant to fire, it’s also resistant to insects, mildew, and rotting.

If you’re interested in learning more about the benefits of metal roofing, please don’t hesitate to give us a call! At GRC, we’re happy to discuss any and all of your roofing options!

New Roof, No Mess…Too Good to be True? We Think Not!

Wed, 24 Aug 2016 14:06:00 GMT

Did you know that Golden Rule Contractors is a certified, “New Roof, No Mess” contractor?

That’s right! What does this mean for you? It means that those of us at Golden Rule Contractors are just as concerned as you are about keeping your property and landscaping intact and undamaged throughout the roofing process. After all, we have houses and yards of our own and would expect nothing less from any contractor that came onto our property. So why should we treat our customers with anything less than the best?

How, exactly, do we accomplish the “no mess” portion of the roofing process? A big part of the process involves something called “The Equipter” which is, in essence, a versatile, multi-use trailer that has the ability to easily access tight areas of the roof. You’ll often times hear “The Equipter” referred to as the “Roofer’s Buggy”, and for good reason. That’s because it is able to lift a catch container into the air, positioning it above landscaping and right next to the area of the roof that’s being worked on. It’s a state-of-the-art piece of equipment and it most certainly helps us to get the job done right!

This particular piece of equipment makes it so that cascades of dirty, broken roofing tiles (and nails) don’t find their way onto your lawn and driveway. Instead, the catch container is lifted up to the area(s) being worked on so that all the old debris can be caught and contained before it gets anywhere close to the ground. After all, no one wants to get a new roof only to spend their time picking up old shingles out the yard or at the local tire shop waiting for a tire to be patched after it was punctured by an errant nail. We’ve been there and done that, and it’s not something that we’d wish on anyone!

Once your new roof is on and everything “up above” is just how it should be, our roofers have one more job. We make sure that a thorough inspection of your yard and property is completed to ensure that nothing was overlooked. We hold ourselves to high standards and we want to make sure that our customers can count on us every single time to get the job done right!

What are Impact Resistant Shingles and are they for Me?

Wed, 27 Jul 2016 14:03:00 GMT

If your roof sustained any damage from the storms in Lincoln this past spring, you’ve probably heard the phrase “impact resistant shingles” more times in the last few months than you have in the last several years. That’s because a roof is only as good as the products used in its construction.

Every year, homeowners lose their roofs to hail and wind because their roofs are made out of materials that just aren’t meant to withstand that kind of beating.

Impact resistant shingles have become an integral component of roofing that’s both strong and durable.

These shingles are specifically designed to resist damage that can occur from hail, high winds, and flying debris – all things that would easily tear apart normal roofing material. Impact resistant shingles don’t look all that different than regular asphalt shingles, but they are certainly made differently. Impact resistant shingles are manufactured with a completely different mix of materials, creating a composite that helps them endure severe weather. They’re not only tougher than regular asphalt shingles, impact resistant shingles are also more flexible as well. They have an almost rubber-like quality that allows hail to bounce off of them, as opposed to fracturing the fiberglass mat.

Some of the benefits of impact resistant shingles include:

Protection against high winds. Many impact resistant shingles will withstand wind speeds of 110 mph or higher.
A much higher resistance to impact from hail and flying debris.
A longer lifespan. Some impact resistant shingles on the market today come with a 50-year limited warranty.
The majority of impact resistant shingles are Class A fire rated.
Adding impact resistant shingles to your home usually results in a premium discount on your homeowner’s insurance.
The possibility of interior damage due to a roof leak is greatly diminished due to the strength and flexibility of impact resistant shingles.

In the spirit of full disclosure, it’s important to note that impact resistant shingles do cost more than their more traditional asphalt counterparts. Although the upfront cost may be higher, the amount of money that a homeowner could save from things like insurance discounts and fewer repairs should most certainly be taken into account.

If it’s time for you to replace your roof due to storm damage, age, or just to spruce up your home, please don’t hesitate to give Golden Rule Contractors, your number 1 trusted contractors, a call today!

Fireworks and your Roof

Wed, 20 Jul 2016 14:00:00 GMT

The 4th of July for 2016 has come and gone and now it’s time to get back to work.

As roofers, we’ve seen pretty much everything when it comes to “ways your roof can be ruined,’ including fireworks. If you’ve ever performed your own mini-pyrotechnics show in your driveway and watched sparks and debris rain down over your home, you might have an idea of what we’re talking about.

Fireworks have the ability to do some serious damage to your roof. Many types of fireworks are still burning as they rain back down from the sky, which can spell disaster for your home. Some people think that because their house has asphalt shingles (as opposed to the seemingly more flammable shake, or wood, shingles), their roof can “take it” without incident. Unfortunately, that’s just not the case. If your (asphalt shingled) roof has any cracked, broken, or missing shingles, the material underneath them (namely roof felt paper and wood decking) is extremely combustible – making your roof very susceptible to catching fire.

This may not seem like a big deal until you start to think about the storms that hit not too long ago. Hail, high winds, and funnel clouds descending over neighborhoods wreaked complete and total havoc on roofs all across the city. Because of the extent of the damage, many homeowners are still waiting for repairs and left damaged shingles vulnerable during the holiday.

So what can you do to protect your roof from being ravaged by the after-effects of fireworks in the following years?

First, make sure to have any necessary repairs done to your roof BEFORE the 4th. If that’s not possible, forego lighting any fireworks at your house and, instead, head out to a show that’s put on by professionals (and is nowhere near your roof!)

Another option would be simply replacing your shingled roof with a metal roof. Realize that putting a metal roof on your house just for the sake of fireworks may be a bit extreme for most (but we totally get it if that’s the perfect answer for your situation, and would be more than happy to help you make that dream a reality).

Most realistically, make sure that all fireworks are lit AT LEAST 500 feet from your home – preferably further, if possible.

Whatever you decide, just know that the friendly folks here at Golden Rule are more than willing to lend a hand should you decide (or have fireworks decide for you) that a roofing repair or replacement is in order.

Historic Roofing

Wed, 29 Jun 2016 13:56:00 GMT

If you drive through Lincoln, the majority of roofs you’ll see will have asphalt shingles on them. However, this isn’t true for all the homes in the area – especially for many of the historic residences.

Depending on the age and style of the home, the roof may be wood (aka, ‘shake’ shingles), metal, clay, or even slate shingles. Some of these older homes have had their original roofing removed and replaced by their more contemporary asphalt counterparts, leaving the houses looking less than ‘authentic’. Roofing can be quite a challenging task when it comes to historic homes.

Between the blistering hot temperatures of summer to the arctic blasts that we get in the winter (and everything in between- rain, hail, wind, snow, and ice) even the highest quality of materials can take a beating! Plus, some roofers have minimal experience with the ‘not so common’ roofing materials , which means you’ll want to make sure that you’ve got a professional doing the work. So if you’re looking to replace the roof on your home in an effort to return it to its former glory, or if you’d just like to learn more about the different roofing materials available, then this blog series is for you!

The roof your home currently has may not be the ‘right’ type, especially if you’re doing your best to be historically accurate. Your home’s original roofing material depends on when it was built, the style of the home, and more. Let’s explore what these might be:

Wood Shingles

Wood shingles are one of the oldest types of roofing material. Wood shingles are more commonly known as ‘shake’ shingles and come in a pretty amazing variety of styles, materials, and even shapes. Today, there are dozens of different patterns including staggered, fish scale, pointed, and the list goes on. Wood shingles are often crafted from cypress or cedar due to those wood’s incredible ability to withstand the elements. One thing to consider when thinking about installing wood shingles is that they require a different type of wood decking so that they’re able to dry out quickly after a rain. This means that a bit more prep work may need to go into the installation of wood shingles when compared to other types of roofing. When installed properly, shake shingles can last up to 30 years!

Slate

When you hear the word ‘slate’, what comes to mind? If the answer is ‘rock’ then you’re correct! Slate roofing has been around for literally thousands of years because of its phenomenal ability to stand the test of time. Slate is a natural material that is waterproof, fireproof, and incredibly durable. Slate roofing also looks amazing, as is evident from the amount of homes that were shingled with the material during the Victorian era. In fact, slate is considered to be the ‘Rolls Royce’ of roofing. Slate comes in a large selection of colors and is so durable that it’s often the nails and fasteners holding the tiles to the roof that that wear out, as opposed to the tiles themselves. However, it’s important to note that slate roofs are not inexpensive, so if it’s the route you’re thinking you want to go, make sure to plan your finances accordingly.

Clay

Clay tile roofing, which is often seen in Spanish style and mission style homes, is incredibly durable. In fact, fully functional clay tile roofs can be found throughout the world, some of which date back to the 1600’s. The thickness and size of clay tiles tend to vary by region. However, most are constructed with 1 to 2 holes at the top of the tile, which allows for it to be fastened to the roof with a nail or peg. These types of roofing tiles are fashioned with a lip/edge on the bottom of the tile that hooks to the top of the descending tile, allowing for the nail/peg holes to be covered. Occasionally mortar is utilized for joints in the tiles. When installed properly, clay tiles are quite durable and are very waterproof. In fact, there are few other roofing options that are more durable and longer-lasting than clay tiles. The one real enemy of clay tile roofing is flying objects- clay tiles are somewhat brittle and can crack easily if hit with enough force. This means that areas that receive a lot of hail (or fly baseballs) might be at risk for broken tiles.

Metal

Copper was the very first metal roofing used by man and can still be seen on some structures today. When exposed to the elements, copper has a tendency to take on a greenish tinge, but that didn’t stop people from using it! In fact, many ‘copper green’ roofs and architectural elements can still be seen today. In the mid-1800’s, galvanized metal, which is simply iron or steel that has been coated in zinc, came to be a new roofing metal of choice. The technique of galvanization was invented in France in 1836 and a mere 21 years later, it had made it ‘across the pond’ to the United States. The first galvanized roof in America was installed on the U.S. Mint in New Orleans in 1857. Galvanized metal roofing was a much more budget-conscious choice when compared to its copper counterpart. After the method of crafting tin-plated-iron shingles was perfected, the prevalence of tin roofing exploded in the States. Tin tiles can be crafted in a variety of different shapes and styles, and can even be stamped with designs, too. Many tin roofs were painted a dull green in an attempt to simulate the ‘copper look’. If metal roofs are painted on a regular basis they have the ability to last for a very, VERY long time.

If you’re looking to have your roof replaced or repaired, don’t hesitate to give Golden Rule a call. We have many years of experience installing all different types of roofs and are eager to help you achieve the look you’re going for!

Spot Roof Damage Before it Spreads

Wed, 25 May 2016 13:54:00 GMT

Here at Golden Rule Contractors, we know how important it is for homeowners to perform regular roof inspections – especially following severe weather.

Spotting roof damage early on means you’ll be able to have it fixed early on, which can save you a lot of grief in the long run (like not having the structural integrity of your home being compromised by repeated water damage).

If you’re not really sure what to be on the lookout for (aside from the obvious ‘gaping holes’) here’s a few tips to get you going in the right direction!

Once the storm is over and things have dried off a bit, take a few minutes to walk around your house and visually inspect your roof. Regardless of how ‘weatherproof’ your shingles are purported to be, there’s always a chance that wind and hail can overpower them. Be on the lookout for any areas where singles are missing or have peeled away, or shingles with corners and/or edges that look as though they’ve been lifted up. If you’re noticing these things, it’s a pretty good bet that your roof has sustained at least some wind damage. On the other hand, some of the hallmarks of hail damage are black marks on shingles (which occurs when hail hits and knocks the asphalt off), and/or dents on the roof.
If you’re wanting to physically get up on your roof to do a more in-depth inspection, PLEASE do so with EXTREME caution (wet roofs are slippery and we DON’T want you falling off!!!). The metal portions of your roof (flashing, gutters) may show hail damage in the form of dents and dings and extremely strong winds can result in pieces being removed entirely. Dent size will give you a relatively good idea of just how big the hail was.
If you spot any leaks or signs of water damage on the interior of your home (like wet spots on ceilings or walls), you can assume that your roof has incurred at least some damage. If left untreated, water damage can very easily turn into much bigger problems like rotting wall studs and roof rafters. Even though having a new roof installed isn’t particularly cheap, it can pale in comparison to the cost of replacing and/or repairing all of the other damage caused by water.

Now, if none of the above is your ‘cup of tea’, that’s OK – it’s what we’re here for! Regardless of whether or not your roof needs a small repair or total replacement, Golden Rule Contractors are the roofers you can trust to get the job done right!

Avoiding Shady Roofing Contractors

Wed, 11 May 2016 13:47:00 GMT

There’s no doubting the fact that Nebraska weather coupled with roof and shingles can create home damage across the city and surrounding areas. Sadly, it’s not just the storm damage that homeowners have to contend with – it’s also the setting up and coordination of roofing inspections, insurance claims, and repair work.

Unfortunately, there’s also the trust issue that we all have to contend with. Because, as we all know, there is a tremendous amount of unscrupulous individuals out there who promise top notch work and then wind up delivering anything but. With that in mind, here are a few tips – courtesy of Angie’s List – on how to avoid any ‘fly-by-night’ roofing contractors out there:

Avoid any type of door-to-door and/or phone solicitations

These have a tendency to be ‘drifters’ that appear post-storm, offering free inspections and estimates. Granted, there’s a chance they could be legit. However, there’s definitely the potential that they’re anything but (trust us – when storms come through and cause damage, our phones are ringing off the hook – we don’t have time to pound the pavement!).

NEVER allow someone to inspect your home when you’re not there

Unfortunately, there are some less-than-reputable contractors out there who have been known to fake storm damage to roofs.

Do your best to always get multiple estimates

Even if it’s an emergent situation, don’t rush into anything and DON’T blindly sign contracts or provide down payments.

You are not required to relay claim information

It is NOT required to make the repairs.

Do your research

If you’re thinking about working with a company that you don’t have a history with, check with the state to make sure they’re licensed and bonded. Do your own ‘background check’ on any company you’re thinking of hiring; also, ask for local references and ALWAYS make sure you’ve got an address and phone number. Check with the Better Business Bureau, and search the company online – if complaints exist, it’s usually not difficult to find them.

Make sure that the company obtains all the necessary permits prior to starting any work. Always verify that the name on the permit matches that of the company.

Know your payment plan

Some contractors and companies may require a down payment, however, be wary if they’re asking for a large deposit – or cash payment – that’s more than a third of the total cost of the job. Avoid any companies that offer to help pay a portion – or all – of your insurance deductible as it’s considered insurance fraud in many states. Also, don’t sign over your insurance settlement – deposit it into your account, and then pay out on the actual cost.

Read the contract and document everything in writing

NEVER sign a contract that has blank spaces! ALWAYS make sure to get the original copy of any and all documents, showing signatures of all parties.

If you’re in need of a roofing company that treats our customers the way that we would want to be treated, Golden Rule Contractors is for you! Please don’t hesitate to give us a call and let us know what we can do to help you!

April Showers

Fri, 15 Apr 2016 13:41:00 GMT

Spring is here.

And, if this spring is anything like last spring, we’re in for a LOT of precipitation. While the grass, trees, and flowers may like all that extra attention that they’re getting, often times our homes are unprepared for the seemingly eternal (we know that’s a bit of an overstatement, but still…) onslaught of unending rain. This became readily apparent to a multitude of homeowners last year but only AFTER the damage had already been done. And, even though here at Golden Rule Contractors roofing is our specialty, we DON’T want our readers to be uninformed.

So, let’s take a few moments to review one very important item when it comes to rainwater and your home – a sump pump.

What Is a Sump Pump? Do I Need One?

A sump pump is something that works to remove moisture and prevent flooding. According to the American Society of Home Inspectors, over 60% of homes in America have some type of excess moisture in their basement (or crawlspace). Even if this doesn’t lead to a full out flood, having too much moisture in a basement can lead to other problems…like mold. This means that, if you live in an area that’s prone to large amounts of snow or rainfall, a sump pump is a very good investment.

How Do Sump Pumps Work?

A sump pump is housed in a sump pit, which is something that’s specially constructed below the main surface of the basement floor (many times these pits have a black plastic cover over them). The majority of sump pumps have a flotation system that causes the device to turn on (and begin pumping water out of the pit) when the water reaches a certain level.

Where does the water go? Well, it’s pumped away from the house – typically via PVC piping – to a spot where it can safely drain away from the foundation. It is important to note that sump pumps are powered via electricity; so, if you live in an area that has frequent power outages (or if your basement is VERY prone to taking on water), having a backup, battery powered pump installed is a good idea.

Now, let’s spend a few minutes discussing some of the more common types of residential drainage systems (because, even with a state of the art roof and a top notch sump pump, if your property isn’t set up to drain properly, you WILL have problems eventually).

There are four main types of residential drainage systems – surface, subsurface, slope, and downspouts and gutters.

Surface Drainage

The main component of surface drainage systems are shallow ditches that have been dug in a parallel pattern, which serve as canals to channel run-off water. Ditches lead the water away from the home (often times to a main drain) so that water doesn’t pool around the house or flood the foundation. If your home is built in a very flat area, chances are that you have this type of drainage system nearby.

Subsurface Drainage

A subsurface drainage system (often referred to as a ‘French Drain’) is one that is beneath the top layer of soil and works to remove any excess water at the root level. Believe it or not, but plants and trees can have too much water – especially when they’re just sitting in it, which can cause the roots to deteriorate. Subsurface drains involve a network of underground piping that leads water to a central drain away from the area.

Downspouts and Gutters

Downspouts and gutters – which is something that we’re pretty much all familiar with – exist to collect water that has run off from the roof (into the gutters) and channel it down and away from the home (via the downspouts). Downspouts often empty onto a slope so that water won’t pool at the base of the spout.

Slope Drainage

And that brings us to our fourth and final drainage system – the slope system. Slope drains allow water to flow away from a structure via pipes down a slope. In this instance, the water simply follows gravity and moves down (and away) from the home.

It’s important to note that residential drainage systems are a requirement since they help to prevent flooding, structural damage, rot, and mold that can occur when too much water is present.

If drainage issues are a problem for you, please don’t hesitate to give us a call. Gutters and downspouts are something that Golden Rule Contractors specialize in, and we can help ensure that your home is outfitted appropriately. And, if it appears that other drainage systems would be of benefit to you, we’ll make sure to get you’re hooked up with other professionals in the area that we know and trust!

Amp Up Your Curb Appeal This Spring!

Thu, 24 Mar 2016 13:34:00 GMT

After enduring a long set of blah winter months, spring is finally in sight! With that in mind, we thought we’d share some great DIY home improvement tips to help freshen up the exterior of your home and amp up your curb appeal – after all, who doesn’t like looking at a pretty home?

Here’s a few time-honored tips to help keep your home looking great!

Shut the Front Door

Seriously, shut it. Then paint it. Create a ‘statement door’ by giving it a punch of color (red, anyone?) – the front door of your home is the focal point of its curb appeal. Make sure to clean and prime the door first and then have at it – we promise, you won’t regret it (and, if you ever change your mind, all it takes to change the color of the door is a new gallon of paint)!

Light It Up

Outdoor lighting (think low-voltage, not blinding) can do a LOT when it comes to amping up your curb appeal – plus, it helps with safety, too (no more tripping in the dark!). Lighting can be added to accent trees, the house, or a walking path. And, with the advent of solar powered lights, there’s no longer a need to be bound by wires or the need for external electrical sources.

Take a Trip to the Hardware Store

For new hardware! A quick and easy way to freshen up a tired exterior is to replace (or add) house numbers, new door fixtures, or a new mailbox. From oiled bronze to brushed nickel – complete with a wide variety of styles and fonts – there’s pretty much something for everyone AND every house!

Insta-Garden

Don’t have a lot of space or a thumb green enough for a large, sweeping garden? Try a container garden instead which is both quick and affordable. Purchase ready-made containers from your local garden center – along with planting soil and, of course, your favorite plants – and have at it! Stagger around your front door or along your walkway for a lovely, appealing entryway.

Wondrous Walkways

A beautiful, well-designed walkway is a great addition to the front (and back!) of any home. In fact, a well-designed walkway can go a long way towards creating the warm, inviting vibe that you want your house to have. If you have a concrete walkway and are feeling particularly adventurous, tear it out and craft your own stone or brick walkway. If you’re wanting something a bit less labor intensive, think about staining your existing concrete walkway with a colored resurfacer, or edge it with a brick or stone border.

Hopefully the above tips will get your house off to a great start this spring. And, if you’re looking for a bit more ‘heavy duty’ revamps to the exterior or interior of your home, please don’t hesitate to give Golden Rule Contractors a call!

What to do When Hail Strikes

Fri, 11 Mar 2016 13:31:00 GMT

Did you know that, according to the Federal Alliance for Safe Homes, there is over $1.5 BILLION dollars of damage caused by hail each and every year?

To roofs.

In the United States alone.

Crazy, huh???

Sometimes the damage is pretty obvious, with ‘obvious’ meaning shredded shingles or holes in the roof. Many times, though, the damage is much more subtle.

Correction – the visual damage is much more subtle.

With all of that in mind, we thought now (before the spring and summer storms hit) would be a great time to review some of the finer points that come with hail strikes.

Let’s start with how your roof looks after a hailstorm.

Many people are of the assumption that if they can’t see any missing or damaged shingles then they managed to dodge a bullet and didn’t incur any damage. However, that’s not always the case. The first thing to note is that, unless there is a gaping hole in your roof, hail damage often isn’t visible – especially to the untrained eye. Missing shingles are typically due to high winds (that often occur with hail storms); shingles that have been cracked or shattered are one sign of hail damage, as are ‘bald spots’, which are what occur when hail hits the shingle(s) and knocks the asphalt granules off – many times homeowners will find these granules collecting in the gutters or coming out of the downspouts.

So, after the storm is over you’ll want to go outside and take a walk around your house. Look at the roof from all angles. Look for cracked and/or broken shingles, missing shingles, shingles that have curled, dark spots on the roof, and asphalt shingles that no longer look ‘gritty’ (signaling that some of the asphalt has been knocked off from the force of the hail striking the roof).

Please do NOT climb up on your roof – especially if the roof is still damp – the last thing we want is for you to slip off the wet roof and fall to the ground! Even if you’re not seeing any visible damage on the outside, you may very well be seeing damage inside. Sometimes wet spots on the ceiling – or even water dripping down walls – are people’s only signal that something may be wrong with their roof.

Roofs can be tricky business, which is where we come into play! Golden Rule Contractors located in Lincoln, Nebraska is your local roofing expert and is more than happy to help you with all your roofing needs – be they storm-related or otherwise!

Why Hire a Local Roofing Contractor?

Thu, 25 Feb 2016 22:10:00 GMT

This past summer, after weeks upon weeks of storms – which all seemed to be complete with wind, hail and LOTS AND LOTS of rain – plowed through Lincoln and the surrounding communities, there were all sorts of new roofing companies popping up – seemingly overnight. With all the stress that comes with dealing with storm damage, having a roofer ‘magically’ appear at your front door with offers to help may seem like the answer to all that ails you. Unfortunately, that’s not always the case.

So, with that in mind, we’d like to review some of the biggest benefits to hiring local. Let’s start with the obvious…

Local contractors are local

They’re not from out of state. References can be obtained from someone down the block or across town, as opposed to some mysterious ‘satisfied customer’ who’s all the way across the country. That means you can physically drive by the houses those local contractors have done work on and see their final product with your own eyes. It also means that, should you ever have a problem or need additional work done, your contractor is – again – local. We’re your neighborhood business. We’re visible and present in the community. We’re familiar with local building codes. And, most importantly, we’re here when you need us – as opposed to in another state, on another job – with our customers out of sight and out of mind.

Another thing to think about is this…

If someone is ‘chasing’ business, you might want to stop and ask yourself the all important question – WHY?

Here at Golden Rule, we love what we do – and we love that our customers love the way that we do what we do. As such, we don’t have the need to go door-to-door looking for work. Trust us, we’re pretty much always busy! Now, that doesn’t mean that we’re too busy for you, but it does mean that we don’t have roofers out pounding the pavement in an effort to drum up business. So, if you’ve got someone walking around your neighborhood in search of customers – .well, there might be a not-so-good reason why they’re not as busy as us.

What it all boils down to is peace of mind for our community and customers. Local, established contractors are, again, just that – local and established. We’re here when you need us and NOT the other way around – we don’t just show up when we need you.

So, if you’re looking for a top-notch, reliable, LOCAL roofing contractor, please don’t hesitate to give Golden Rule Contractors a call!

Can I Replace My Roof in the Winter?

Thu, 11 Feb 2016 22:01:00 GMT

In all honesty, this is a question we get asked A LOT.

And, with good reason, too. After all, winter is – typically – the ‘off season’ for roofing (at least here in the Midwest) so it would make sense to some that commissioning a new roof during this time might be the smart thing to do.

With that said, unless your roof has sustained some sort of massive wintertime damage or has been completely ripped off due to the freakish winds that seem to come with Nebraska winters, those of us here at Golden Rule strongly suggest that you hold off on a new roof until the temperature is a little more…temperate. Here’s our reasoning behind that thought:

Ideally, installing a new roof should be done when the weather has consistent ambient temperatures of 50 (or so) degrees. And, it’s not about the comfort of the roofer, either, although it can be about their safety – no one should be up on a roof in cold, slick, icy weather – that’s a recipe for disaster for all involved.

Actually, the needs for more temperate temperatures has to do with YOU – after all, it is YOUR roof. Unless it’s absolutely necessary (see our examples above for a few ‘absolutely necessary’ scenarios) to put a roof on in the dead of winter, it really is best to wait. That’s because installing shingles in freezing temperatures comes with a substantial amount of potential drawbacks. For starters, hammering nails through super cold shingles can make them crack – and, in turn, fail. Since the whole purpose of having a new roof put on your house is to get rid of damaged shingles (and any leaks caused by said damage), it makes sense that you want to have as optimal conditions as possible when it comes time to put that new roof on.

Another thing to consider is that installing shingles on a warmer roof deck means that the plywood won’t be forced to expand and contract quickly, which can cause nails to break or pop back out through the shingle. Again, not something you want with a new roof.

Shingles also need heat to properly seal, which can’t happen in super frigid temperatures. This sealing doesn’t typically occur until the roof reaches a temperature of approximately 70 degrees; now, because of the fact that the shingles will warm in the sun, it doesn’t have to actually be 70 degrees outside for a roof to be installed. BUT, that warming process is something that’s much easier to accomplish when it’s sunny and 55 degrees (the sun warms up those roofs quite nicely) than when it’s sunny and 5 degrees.

Now, does this mean that a roof absolutely cannot be installed in the winter? Well, no, but – again – it’s something we don’t recommend unless it’s absolutely necessary. And, if that’s the case, it is possible to get the job done correctly – especially with an experienced roofing contractor (that would be us!). However, if it’s going to be done right in cold weather, there are precautions that need to be taken, such as hand nailing all the shingles (as opposed to using a nail gun) to help prevent cracking, and heat sealing each and every strip of shingles (along with making sure to use proper adhesives for the circumstances at hand) is a must. However, these things are much more labor intensive which, in turn, can translate into greater cost to the customer.

If you have questions about whether your roof needs to be replaced RIGHT NOW or if it’s something that can potentially be patched until warmer weather arrives, please don’t hesitate to give us a call. The professional roofers here at Golden Rule would be more than happy to inspect your roof and give you an honest recommendation and discuss any and all options available.

Is it Time for a New Roof?

Tue, 26 Jan 2016 21:44:00 GMT

Having a ‘roof over our head’ is, by and large, pretty much a given in this day and age.

And, often times, it’s something we don’t really think about – the roof, that is – until a problem is noticed. Many times the first sign of an issue is the appearance of a water spot on your ceiling, or shingles littering your yard after a storm.

When those items are detected, the first question that tends to be asked is:

Can it be repaired or does it have to be replaced?

Well, the answer to that question typically depends on a multitude of factors. With that said, let’s take a few minutes to review some of the things that we look at when making that determination:

What’s the age?

The typical asphalt shingle roof will last anywhere from 15 to 25 years. But, age alone doesn’t tell the whole story. For instance, other factors – such as whether or not your existing roof was installed over an additional layer (or layers, as is often the case) of shingles – come into play, as well.

Peaks and valleys

Another item that can be a determining factor in regards to ‘do we or don’t we’ replace the roof is the condition of shingles in the valleys on your roof. If shingles in these areas are broken, falling apart, or all together missing, then it’s time for a new roof. Why, you ask? Well, because – believe it or not – the valleys on your roof are some of the most important areas. After all, the valleys are what direct snow and rain into the gutters which means that, if the valleys aren’t in great shape, you could be setting yourself up for some serious interior water damage.

Buckled and curled?

When it comes to seat belts, buckling is a good thing. However, when it’s in regards to your shingles, that’s another matter all together. Shingles that have curled and/or buckled are a definite sign that a new roof may be in the near future. Shingles that don’t lay flat or are losing their asphalt granules are probably shingles that have exceeded their life expectancy (the other possibility in this case is that the shingles are defective – we can help you determine if that’s the case and, if it is, whether or not you’re eligible for any type of reimbursement).

Got a chimney?

If you have a chimney, the area around it is something that should be watched. That’s because – especially on some older homes – the flashing may be comprised of either tar or roof cement. If that’s the case, replacing the existing flashing with a metal flashing system – which would be water tight, is something that’s probably in order.

Missing shingles, or shingles that are missing their granules

If you’ve got a roof that’s missing shingles, it’s quite possible that the time has come for a new roof. Along those same lines, shingles that have started shedding all of their granules (which are often times noticed in the gutters and downspouts) are also something to be aware of, as roofs tend to lose more granules as the shingles approach the end of their life cycle.

Peek-a-boo

If you have an (unfinished) attic, take a few minutes to go up and take note of any light that may be visible through the roof boards. While you’re up there, also check for wet insulation – just because you don’t see visible damage doesn’t mean water isn’t slipping in somewhere.

If you start to notice any of the above, please don’t hesitate to give us a call. The roofing professionals here at Golden Rule would be more than happy to work with you to help you determine if a new roof is in order, or if the problems that you’re noticing are something that can be repaired on their own.

The Importance of a Reputable Roofing Contractor

Tue, 12 Jan 2016 21:39:00 GMT

Roofing is a pretty big deal and, in all honesty, it’s something that the majority of the population doesn’t really know all that much about.

The majority of people have very little experience when it comes to materials and contractors, which is why it’s important to do your homework prior to hiring out the job. With all that in mind, we thought we’d share some tips – courtesy of the Better Business Bureau – on how to select a reputable contractor.

If you don’t already have a trusted contractor, you might obtain bids from several firms, making sure that the specifications of each bid are identical, and ask the contractor to quote you a weight per square foot for composition shingles. This enables homeowners to judge the quality of the materials — the heavier the weight per square, the higher the quality.
Ask for a business card and the home headquarters location of the roofing company.
Obtain a reliability report on the firm by calling the Better Business Bureau or look it up on their website ( bbb.org ). You can search by company name, phone number, or by address. To get an entire list, search by business classification and use ‘Roofing Contractors’. You can also find out how long the company has been in business – for instance, if the contractor was in business before the hail storm they likely will be in business after the storm is over.
In addition, make sure the company has a contractor registration and roofing bond on file with your city. Require that they obtain a permit for your roof from the city and that it is part of the written estimate. Remember, a bond may protect you against substandard work that doesn’t comply with building codes; however, it may not protect you if the contractor does not complete the job.
If possible, ask for and check references. Try to talk to previous customers, and if possible, look at a similar job that has been completed recently as well as one that has been done for several years.
Ask if the contractor would be willing to submit a dispute concerning workmanship or service to a third party arbitration program, and get that commitment in writing.
Beware of fly by night repair businesses soliciting work in unmarked trucks and requiring advance payment, and do not succumb to high pressure techniques such as the price is “good only for today.”

Here at Golden Rule, we take great care in treating our customers in the exact manner that we would want to be treated.

After all, that is the Golden Rule!

Winter Roof Damage

Tue, 22 Dec 2015 20:57:00 GMT

There are some areas of the country where winter roof damage is rampant due to all of the snow and ice accumulation that occurs and Nebraska is, obviously, NOT immune to massive snowfalls, ice storms, etc.

Believe it or not, but all that snow that piles up on your roof in the winter time is QUITE heavy – so heavy, in fact, that it can cause water damage to your roof and/or interior walls and ceilings or, potentially, cause your roof to collapse (none of which you want to have happen!).

Water leaks from ice and snow are caused by interior heat from the structure – water from melting snow and ice is trapped on the roof, which creates ice dams. Once the ice dams have formed, the water will ‘escape’ via the path of least resistance, which often times means following joists, studs and flashing – none of which were designed to handle that type of moisture. So, with all of that in mind, let’s go through some of the more common ‘winter roof scenarios’ that we see each and every winter so that you can know how to (hopefully) avoid these issues.

Let’s start with gutters, shall we?

If your gutters are filled with ice, they’re a potential disaster (eg, repair) waiting to happen. And, this is compounded by the fact that, once gutters and downspouts are full of ice, they’re virtually impossible to clear out without causing damage to the gutters themselves. So, make sure that your gutters and downspouts are cleaned out on a regular basis to help prevent clogs. In some instances, the entire gutter system may even be removed from the roof to prevent and further ice damage.

Now, if you happen to have a flat roof, you should know that when water in drains freeze, all that water is trapped on the roof with nowhere to go. The trapped water accumulates to levels higher than the roof flashings which, in turn, results in water leaks. Sometimes the only way this problem can be avoided is by removing the downspout and physically opening the drain to create drainage.

So, what about skylights?

Well, skylights that have been covered with ice and snow may cause leaks because their ‘weep holes’ have been covered, which means that internal condensation isn’t allowed to escape and, in turn, causes excess water. Having any snow and ice that accumulates around your skylight(s) removed can alleviate this problem BUT we don’t advise doing this yourself (that’s what roofing professionals are for!). Other things you SHOULDN’T do include attempting to remove snow via a shovel as it can cause serious damage to your shingles. Rock salt is another thought that many individuals have but, this, too, can damage your shingles and, in some cases, void your warranty.

If you notice water marks or leaks inside your home – either on the walls or ceiling – it’s time to call a roofing professional. And, guess what? That would be us! Golden Rule Contractors in Lincoln and Beaver Crossing, Nebraska is here to help you with all your roofing needs – regardless of what the temperature outside (or amount of snow accumulated) may be!

Decorating Disasters

Tue, 15 Dec 2015 20:52:00 GMT

The holiday season – and all the decorations and merriment that goes along with it – really is an amazing and beautiful time of the year. Homes all around the city are lit up with multitudes of twinkling lights that, for some homes, fill virtually every nook and cranny – all in the hopes of making the successful transformation to ‘winter wonderland’.

Now, with all of that said…there are some decorating ‘no no’s’ that we see pretty much year in and year out, many of which can cause damage (sometimes quite serious) to your roof. So, read on to find out what some of the most common ‘damage causing’ decorating mistakes that we see AND how to NOT continue (or start) making them!

Buddy Time

This may sound silly BUT…if you’re putting up decorations, have a buddy help you. That way you’ll always have someone there to steady and secure your ladder, help you carry things to and fro, and – on the off chance that something bad happens – be there to help in case of emergency. Also – if you’re hanging lights, make sure that you’ve completely untangled them prior to even thinking about stepping on a ladder.

Shock to the System

Make sure that all your decorations (inflatables, etc) are AWAY from power lines. Also, you’ll want to have them plugged in to a portable, outdoor circuit; however, you’ll need to ensure that you don’t over load the breaker because a fire could result.

Not the Shingles!

When you’re hanging Christmas lights, NEVER hang them from/off of your shingles – instead, use clips that are designed to hold lights and that hang from your gutters or eaves. By doing this, you’ll ensure that you’re not putting any unnecessary holes in any portion of your roof, which can allow moisture in and promote leaks and rot.

Take it Slow

Once the holidays have passed and you’re ready to take all the decorations down, make sure to do it gently. That means no hasty disassembling or ‘ripping’ lights from the roof by yanking on the cord, which can cause damage to your gutters (and shingles). Instead, take the time to remove each of the clips and put things away properly.

Go Pro

Have you ever thought, ‘gee, I really wish I could have someone else do this for me?’ Well, guess what – you can! Believe it or not, but there are actually professionals who specialize in hanging holiday lights and decor. Granted, this costs money and, therefore, may not be for everyone BUT…if you’re not comfortable up on a ladder and feel like splurging a bit, it’s well worth the cost.

Hopefully the above tips can help you navigate the sometimes murky waters of holiday decorating. However, if you’ve maybe made a few of them in the past and your roof has suffered some damage as a result, please don’t hesitate to give us a call. Golden Rule Contractors, located in Lincoln, Nebraska, is your local roofing experts and would be more than happy to help you with the repairs you need.

Do I Have a Hail Damaged Roof?

Tue, 08 Dec 2015 20:45:00 GMT

Generally, hail must be 1¼ inches in diameter (Half-Dollar size) before it causes damage to heavy composite shingles or wood shake shingles. Lightweight composite shingles may show damage after being struck by 1-inch diameter (Quarter size) hail. Only deteriorated composite shingles will show hail damage due to hail less than 1 inch in diameter, and the hail generally must be more than ¾ inch in diameter (Dime size).

If your area has received hail large enough to possibly cause damage to your roof, you may want to examine other objects at ground level before calling your insurance company or pulling out your ladder. Hail strong enough to damage a roof will also cause damage to nearby cars, wood fences, shutters and/or exterior siding. Also, a significant amount of shingle granules appearing at the end of downspouts may indicate potential damage; however, granule loss, in and of itself, does not prove hail damage.

An inspection of the roof can reveal other causes that could have led to damage.

There are certain types of damage to consider before assuming you have hail damage:

Embrittlement/Hardening

Each composite shingle has four layers: a mat composed of glass fibers or organic materials; asphalt; a filler made of sand and limestone; and granules made of crushed stone with a ceramic coating. When the shingle is exposed to the weather, the asphalt will deteriorate and shrink. The shingle will harden, become brittle and may demonstrate one or more of the following phenomena:

Cupped or Curled Edges

As the outer edges of the shingle shrink at a faster rate than the interior of the shingle, the edges tend to curl up or down.

Craze Cracks

These are hairline cracks that appear in a random pattern throughout the shingle.

Horizontal, Vertical or Diagonal Cracks

(Also known as Splitting) Caused by asphalt shrinking at opposite ends of the shingle. As these ends shrink, the middle of the shingle pulls apart, leaving a crack (split).

Splices

Occasionally, a shingle is created at the place where one end of a roll of mat ends and the new roll begins. The splicing together of these rolls leaves a double thickness of mat that does not allow the remaining layers of the shingle to be properly formed.

Blisters

Heat causes the asphalt to release gases, which sometimes are trapped by the surrounding layers. The resulting blisters can then “pop,” and leave pockmarks in the shingle. A blister does not have the characteristic “bruise” that can be felt in a shingle that was struck by a hailstone.

Discolored Streaks or Patches

Lichens or algae can grow on shingles in most weather conditions. The colors usually seen are green, brown, orange, gray, or a mixture of those colors.

Diagonal Pattern of Deterioration

If you see a diagonal pattern of shingle deterioration or color gradation appearing across three tabs of shingles, it generally is a result of a manufacturer’s defect in the shingle. The diagonal pattern shows up as a result of the pattern that was used by the roofer when installing that batch of shingles on your roof.

Rounded or Horseshoe Shaped Areas

These areas, where the granules are compressed into the coating asphalt, and the granules themselves appear to have been crushed to a powder, are caused by hammer damage. Such damage usually occurs near ridges.

Hail damage will result in a random pattern of strike marks in various sizes. If you can see a pattern to the damage, it was not caused by a random phenomenon like hail. In addition, hailstones will leave a “bruise” in the mat, which your fingers can usually detect in and around the crater.

If, after surveying the damage, you believe you have a hail claim, call your insurance company or agent. An adjuster will be sent out to consider the nature and extent of the damage. Depending upon the circumstances, the adjuster may or may not require your physical presence to review the damage. Therefore, you may wish to prepare a written list of items which also appear to be damaged (i.e., windows, shutters, siding, fascia, ceilings, satellite dishes, etc.) for the adjuster’s consideration.

You are responsible for taking any steps necessary to prevent further damage to your property after the hailstorm. If the necessary repairs must be done before the adjuster can personally inspect the damage, videotape or take good quality photographs of the damage. Retain damaged items such as carpet or furniture for the adjuster to examine before discarding them.

If you have not already done so, find your insurance policy and become familiar with it. You may find that you have additional coverage you had forgotten about. Make sure you also are aware of what the policy requires you to do. And, double-check the policy’s exclusions, so you will know what is not covered by your policy.

In addition, if you have personal property to be replaced, try to find as many receipts as you can, in order to determine how much you paid for those items.

After inspecting the damage, the adjuster will prepare an estimate of the cost to repair your roof. Depending upon the nature and extent of damage, your adjuster may recommend repair or replacement. In addition, the adjuster will calculate the Actual Cash Value (ACV) of your roof immediately prior to the hailstorm. If your roof was worth 75% of the value of a new roof, you will be entitled to 75% of the estimated cost to repair or replace the damaged area. Your deductible will also be taken off of the estimated ACV amount.

In addition, check your policy’s deductible. Some companies charge a higher deductible for wind and hail damage than for damage caused by other perils. If you believe repairs to your roof will cost less than the amount of your deductible, you may not want to file a claim. Some insurance companies will consider occurrences of wind and hail damage, even if no money was paid out, when they review whether to renew your policy.

If, after obtaining estimates from roofing companies, you find the adjuster’s estimate lower than the roofers’ estimates, let your adjuster know. There may be differences in materials or damage that he or she can explain or resolve for you.

If your policy provides replacement coverage, the insurance company may pay you the difference between the ACV estimate and the cost to repair or replace the damaged area or items after the designated repairs have been made. However, you must make these repairs within a specific amount of time, usually 180 days. Your policy will specify any such time requirements.

If, after working with your adjuster and insurance company, you believe they have not lived up to the provisions in your insurance policy, you can file a complaint with the Nebraska department of Insurance.

For more information about the different types of hail damage or what to do when you find it, don’t hesitate to give Golden Rule Contractors a call at 402-641-2214!

I Need to Replace My Roof – Now What?

Tue, 24 Nov 2015 20:40:00 GMT

So, the time has come…for your roof to be replaced, that is.

With that in mind, it’s important to note that – in this day and age – there are quite a few different options to choose from when it comes to the type of shingles that are available for your roof (barring any sort of neighborhood or regional restrictions). Quality and durability can vary from type to type, and choosing what’s right for your home may be completely different than the needs of the neighbor down the street. So, let’s take a few minutes to review the different types of shingles on the market today!

Asphalt Shingles

Asphalt shingles are the single most common type of roofing shingles due, in part, to their affordability. All things considered, asphalt shingles are relatively inexpensive (when compared to some of their roofing counterparts). Some asphalt shingles are Energy Star rated, which can definitely help with the electric bills (because every little bit counts, right?). Asphalt shingles come in both three-tab and architectural varieties, and tend to have a lifespan of roughly 20 to 30 years.

Wood Shingles

Because of their natural appearance, wood shingles tend to be more aesthetically pleasing to many people. Wood shingles can last between 30 and 50 years, making them a good choice to chat with your roofer about if they’re something that interests you. By choosing a hardwood – like redwood or cedar – you’ll set yourself up for getting the biggest ‘bang for your buck’, so to speak, since those types of wood shingles tend to last the longest.

Metal Roofing

Metal roofing, once only seen (for the most part) on industrial and agricultural buildings, is becoming an increasingly popular option as of late for homes. Metal roofs are appropriate for homes with flat or steep rooflines and can last up to 50 years. If this is something you’re interested in, let us know!

Slate Shingles

Slate shingles are extremely durable (and the slate itself is completely fireproof), with life spans upwards of 50 years. Because of the fact that slate is quarried in New England, these types of shingles are quite popular in that region. However, they’re beginning to gain a foothold in other parts of the country as well. The one drawback to slate shingles is their price, which can be a bit prohibitive for some; if, however, you’ve got your heart set on slate but it’s out of your budget, consider a synthetic slate product – this is similar in appearance to actual slate but is a bit less expensive (and comes with a slightly shorter life span).

Tile Shingles

Tile shingles, often considered a mainstay in both colonial Spanish and Southwestern architecture, are extremely unique in their appearance. Tile shingles have the benefit of not only being one of the least-expensive to purchase and install, but are also quite durable (they can often last up to 80 years!). However, it’s VERY important to note that, due to their weight, not every house can structurally support the weight of tile shingles.

Regardless of your roofing needs, Golden Rule Contractors in Lincoln and Beaver Crossing, Nebraska, is here to help! You can depend on us to get the job done right, on time, and within your budget.

Hail Damage FAQ

Thu, 19 Nov 2015 20:33:00 GMT

What’s my first step if I have hail/wind damage?

There are two possible steps if you’d like to get a professional opinion of hail damage. One is to call your insurance company/agent and report the claim. Most insurance company’s rates do not go up if you turn in a loss, but that is always a possibility. The other step is to call a professional roofing contractor who has the requisite experience/certifications to identify hail/wind damage. One of the reasons it may make sense to call a professional roofing contractor first is you will not alert the insurance company to the loss unless there is one. Professional roofing contractors are motivated to find damage and the ethical contractors will not make up damage where there is none. Insurance adjusters are also fair and honest and the relationship between professional roofing contractors and insurance adjusters is almost always amiable.

What happens after I alert my insurance company that I may have had hail/wind damage?

They will assign an insurance adjuster to your claim who will arrange a time to come and take a look at your property to ascertain what the extent of the damage is.

What happens after I call a roofing contractor to come and check out my roof?

Professional roofing contractors will arrange a time to inspect your roof and property to ascertain what the extent of the damage is. It is a good idea if you can be there at that point in order to be fully apprised of the insurance company and roofing contractor’s process in moving ahead with the project. It’s a good idea to have the insurance adjuster and your selected roofing contractor meet on site at the same time. This has proven to be the most pain-free experience for homeowners.

What is an insurance adjuster’s role and responsibility?

An insurance adjuster is the representative of the insurance company who comes out and inspects your roof to verify damage prior to paying for the damage. It is their responsibility to report their findings to the insurance company and often they have the software that is necessary to arrive at the cost of the damage. They often have influence in the final outcome of the payout but are not the final authority in most cases. The final authority for processing your claim is most often the responsibility of the insurance person at the corporate office who is assigned to your claim.

Is the adjuster independent or are they employees of the insurance company?

This really doesn’t make a difference but is just something that some of our customers ask. Adjusters can either be from independent adjuster companies or they may be employees of the insurance company. Often the larger the company, the greater likelihood that they will have adjusters on staff.

What can my insurance agent do for me?

Contacting your agent when you are unhappy with the insurance company certainly is an option if you have a strong relationship with the agent. He may be able to place some pressure (if necessary) on the adjuster/company but often has limited influence in the final outcome.

How are insurance payouts determined for hail or wind damage?

Many of the insurance adjusters use computer software such as â€œExactimateâ€ to estimate the replacement cost. Rates within these programs are often set by the least common denominator from the last major hail storm in an area. These rates are often less than the prevailing rates that were in the area before the hail/wind storm hit. This is because the major hailstorms bring a lot of migrant workers (both legal and illegal) into an area and the rates drop because of the feeding frenzy of roofers.

What do I do if the insurance company is offering one price and my preferred roofing contractor has a higher price?

Most professional roofing contractors are willing and able to negotiate directly with your insurance adjuster or company. Often there is a different scope of work or something is missed by the adjuster. At the point where your professional roofing contractor cannot resolve price differences, you have a choice. Either you would pay the difference between the insurance payout and the contractor’s price, or find another contractor who will do the work for the amount that the insurance company is willing to give you. A word of advice; have only one contractor at a time deal with the insurance company/adjuster or they’ll get awfully confused.

What is the difference between a replacement policy vs actual cash value policy?

A ‘replacement policy’ means that you are entitled to a complete replacement of the damaged area of your house no matter how old your roof is. An ‘actual cash value policy’ means that the insurance company takes into account how old your roof is and they will take the new cost of the roof and discount the settlement payout for depreciation. In other words, if your roof is ten years old and it would typically last twenty years, the insurance company will only pay you 1/2 of the full replacement cost. Needless to say, a replacement policy is typically better than an actual cash value policy.

Your insurance company will likely make two payments to you if you have a replacement policy. The first payment will be the equivalent of the actual cash value of the roof. The insurance company will pay the difference if you actually have the repairs done and have an invoice and completion statement from a professional contractor.

Do I need to get two or three quotes (proposals) from different roofing contractors?

Most insurance adjusters and agents will recommend that you get two or three proposals. You certainly should get multiple proposals IF you need them to pick someone you are comfortable working with through the roofing project, but your policy likely does not require that you get multiple proposals.

Do I have to work with the lowest price of the proposals I obtain from roofing contractors, or can I choose the roofing company I’m most comfortable with?

It is recommended that you select your preferred roofing contractor based on the merits that you deem most important. You are under no obligation to work with the lowest priced contractor. If that serves your interests best, then that would be the right thing to do. Once you select a roofing contractor, you may want to have them work with the insurance adjuster or company to get an agreed-upon price for the project.

What if I want to put on a different type of roof than I currently have?

Insurance companies will only pay for replacement (providing you have a replacement policy) of the type of roof you currently have. This doesn’t mean that that is the type of roof you have to settle for. This can be the perfect time to upgrade to the roof that makes the most sense for you. After all, your insurance company is paying for the major portion of the investment in a new roof.

What if there is additional damage that is found after the contractor and insurance company have agreed on a price?

If the damage is related to the storm, or if the re-work cannot be completed without doing this additional work, a professional contractor can reopen the claim with the insurance adjuster and get compensation for that work as well.

Why does it make sense to have a professional roofing contractor negotiate with the insurance company rather than doing it myself?

It may make sense for you to do the negotiation yourself if you have time and know the language of the insurance and roofing industries. If you are unsure of your own capabilities, this may be a good time to find a professional contractor you trust to guide you through this potential minefield.

What do I do if I am being pressured to sign an agreement or contract with a contractor I’ve never heard of or that is from outside of the area?

If you are pressured to sign a contract to have a contractor perform your project before you are comfortable doing so, then do not sign it. If you have already signed an agreement don’t worry, a consumer has ten days in which to back out of the contract. Often contractors that are storm chasers insist on a quick signature and promise a trouble free insurance experience. They often employ migrant crews that have no roots in the community and will be gone as soon as the insurance work is done. There is no rush with most insurance companies and you typically have at least one year to file a claim and often up to two years to complete the work. Local contractors advise to relax, take a deep breath, watch the frenzy of storm chasers come and go. After that is all done, call a local contractor who is still around and get them involved in whatever way you choose.

How do I know if a contractor is local or not?

Many of them give out local phone numbers. Yellow pages can verify that a contractor has been in a area for a period of time. Local contractors will be able to supply you with a list of local projects that they have done over the years with completion dates.

That will wrap up our Hail Damage FAQ’s but we are more than willing to answer any more questions that you have!

What is My Ceiling Trying to Tell Me?

Tue, 10 Nov 2015 20:24:00 GMT

There’s a storm overnight.

The following morning, you walk into your kitchen only to discover a relatively large water stain on the ceiling – one that wasn’t there the day before.

Now, assuming there wasn’t someone standing in your kitchen shooting a water gun up at the ceiling all night long, it’s quite probable that there’s a bit of damage up on the roof that’s wreaking havoc on your ceiling(s) down below. If it’s a fresh leak, the ceiling texture or drywall will probably look damp – if the leak is really bad, water may even be dripping through the drywall. When wet, the drywall will feel spongy and may even crumble when touched.

The funny thing about water, though, is that sometimes it’s tough to tell where, exactly, the leak is coming from. That’s because water won’t always drip straight down – many times it will follow a path (via the length of a pipe, across a joist, or down a rafter), which can make pinpointing the leak a bit more difficult. With that said, here are a few things you can do to help narrow down where that pesky water may be coming from.

Some of the most common causes of storm-related leaks are typically associated with damage around any flashing or penetration. So, start by examining your roof flashing for any gaps and, while you’re at it, look for cracks in the rubber boots of your rooftop vents. Be on the lookout for any missing shingles, raised or curled shingles, cracked shingles, or shingles with holes in them. However, wait until things have dried off before you climb up onto the roof – the last thing we want is you slipping and falling!

If everything on the roof seems in order, your next area to inspect will be the attic (presuming you have one). The next time it rains, head on up there with a flashlight and look for any trickles of water – tracing the trickle back to the source can help you determine where the water is actually entering through the roof. If you’re not wanting to wait for the next rain, have someone spray water onto your roof with a hose while you’re in the attic looking for drips.

As we stated previously, sometimes finding the leak isn’t as easy as one might think. For instance, water spots that appear during the winter could be due to snow blowing in through gable vents and collecting in the attic. That’s why many times it’s just easier to call the pros!

Here at Golden Rule Contracting – located in Lincoln and Beaver Crossing, Nebraska- we KNOW roofs. So, if you’re having problems with leaks, if you’ve experienced damage, or if it’s just simply time for a new roof, please don’t hesitate to give us a call.

After all, we’re here to help!

An Introduction to Hail Damage

Thu, 29 Oct 2015 18:28:00 GMT

At Golden Rule Contractors, we live by our name.

We treat our customers the way we want to be treated when we ourselves are customers. Customer satisfaction is always the goal, and we believe our honest, hardworking approach will always get us to that goal. Roofing is our specialty, and we are passionate about the work and service that we bring. Our blog will serve as a catch-it-all information hub for all things roofing. Suffering hail damage is a big downer on any day, but it means good news for us, we get to help the customers we care about.

Hail Damage

Hail is a dangerous, natural force, and can cause damage to a variety of structures in a short amount of time. There is a multitude of variables that can make a hailstorm more or less damaging, the first being wind. During a hail storm, wind direction and speed often varies. Changes in these wind conditions can affect the location and severity of impact. As you would imagine, size and density play major roles in hailstorms. The size of hailstones directly affects the degree of damage to your property, with sizes ranging from that of a pea all the way to a softball.

Commonly, hailstones do not have smooth edges, which also contributes to the damage caused. There are a plethora of building materials that can be used, and each one absorbs the impact from hail differently. For example, hail causes dings in aluminum siding, gutters, or asphalt shingles, however, it can crack vinyl siding or wood shakes. When the size reaches softball, these can puncture a roof, which is also dependent on the age and condition of the roof. The last variable is the barriers that surround your property. The positioning of nearby structures and natural barriers, such as trees and landscaping, can provide cover and effectively reduce the ability of hail to cause damage.

The Process

Working with a roofing company on top of your insurance provider may sound like a daunting task, especially if you have had to go through the many steps of getting your hail damaged roof repaired. It can be an exhausting process, but, by adding us into the mix, we aim to alleviate stress, not add to it. Having a roofer look at your roof in addition to your insurance company ensures you are being charged the appropriate cost for your repairs, giving you the peace of mind you deserve. We are willing to help out with the claims process by communicating with your insurance provider to determine the correct cost for repairs.

Stick with us for more blogs and a constant stream of professional knowledge and experience from Golden Rule Contractors.

Golden Rule Contractors

5 Questions to Ask Before You Hire a Roofing Contractor

Why Asking Questions Matters

How Storm Damage Can Complicate Hiring a Contractor

1. Are You Licensed and Insured?

2. Do You Have Local Experience?

3. What Does the Inspection and Estimate Include?

4. What Warranties Do You Offer?

Manufacturer Warranty

Workmanship Warranty

5. How Will Communication and Cleanup Be Handled?

Red Flags to Watch for When Hiring a Contractor

Why the Right Contractor Makes a Long-Term Difference

How a Professional Roofing Contractor Protects Your Investment

Roofing Contractor FAQs

Should I get more than one estimate?

Can a roofing contractor help with insurance claims?

Is it okay to delay roof repairs?

How long does a roof replacement usually take?

Hire With Confidence

Are Impact-Resistant Shingles Worth the Investment in Nebraska?

What Are Impact-Resistant Shingles?

Why Nebraska Homes Are Especially Vulnerable to Hail

Benefits of Impact-Resistant Shingles

Stronger Protection During Storms

Longer Roof Lifespan

Reduced Repair and Maintenance Costs

Potential Insurance Premium Discounts

Are Impact-Resistant Shingles More Expensive?

How Impact-Resistant Shingles Compare to Standard Asphalt Shingles

When Impact-Resistant Shingles Make the Most Sense

The Importance of Professional Installation

Are Impact-Resistant Shingles Worth the Investment?

Impact-Resistant Shingle FAQs

Do impact-resistant shingles prevent all hail damage?

Do they look different from standard shingles?

Are impact-resistant shingles heavier?

Considering a Roofing Upgrade?

Spring Roof Maintenance Checklist for Nebraska Homeowners

Why Spring Roof Maintenance Matters

Step 1: Inspect Shingles for Damage

Step 2: Clean Gutters and Downspouts

Step 3: Check for Signs of Ice Dam Damage

Step 4: Inspect Flashing and Roof Penetrations

Step 5: Examine Soffit and Fascia

Step 6: Look Inside the Attic

Step 7: Schedule a Professional Roof Inspection

Spring Roof Maintenance FAQs

How often should I have my roof inspected?

Can I handle roof maintenance myself?

What happens if I skip spring roof maintenance?

Is spring the best time for roof repairs?

Protect Your Roof This Spring

How to Tell If Your Roof Was Damaged by Winter Weather

Why Winter Weather Is Tough on Roofs

Signs Your Roof May Have Winter Damage

Missing, Loose, or Damaged Shingles

Ice Dam Damage

Leaks or Water Stains Indoors

Sagging Roof Areas

Damaged Flashing and Roof Penetrations

How to Safely Check for Roof Damage

When to Call a Professional Roofing Contractor

Preparing Your Roof for Spring

Frequently Asked Questions About Winter Roof Damage

Can winter roof damage be covered by insurance?

How soon should I inspect my roof after winter?

Do small leaks really matter?

Is ice dam damage preventable?

Need a Roof Inspection After Winter?

Soffit and Fascia: The Unsung Heroes Safeguarding Your Nebraska Home

The Importance Of Soffit And Fascia For Beaver Crossing, NE Homeowners

Table of Contents

What Exactly are Soffit and Fascia?

The Critical Connection: Ventilation and the Nebraska Winter

Fascia: The Backbone of Your Gutter System

Why Nebraska Weather is Particularly Hard on These Components

Signs Your "Unsung Heroes" are Failing

Material Matters: Choosing for Longevity

Conclusion: The Golden Rule of Exterior Protection