What Roofing Material is Best for Nebraska Homes?

Golden Rule Contractors • January 8, 2026

Tips On Choosing The Best Roof Material For Beaver Crossing, NE Homeowners

Close-up view of various corrugated metal roofing samples: red, silver, gray, blue, and brown.

If you live in Nebraska, you know that our weather doesn't just "happen"—it performs. From summer hailstorms that drop ice the size of golf balls to winter "clippers" that bring 60 mph winds and sub-zero freezes, your roof is the first and only line of defense for your family.


Choosing a new roof in the Cornhusker State isn’t just about curb appeal; it’s about durability. At Golden Rule Contractors, we’ve spent over 20 years helping homeowners in Lincoln, Beaver Crossing, and beyond navigate the aftermath of hail damage, thermal expansion, and high winds. Today, we’re breaking down the three heavy-hitters of Nebraska roofing: Asphalt Shingles, Imitation Metal Shakes, and Standing Seam Metal.


Table of Contents


The Nebraska Climate Challenge

1. Asphalt Shingles: The Reliable Classic

2. Imitation Metal Shakes: The "Best of Both Worlds"

3. Metal Roofing: The Ultimate Armor

Comparing the "Big Three" Materials

Why "Impact Resistance" Matters in 2025

Conclusion: Which Should You Choose?


The Nebraska Climate Challenge


Before picking a material, we have to look at what it must survive. A roof in Nebraska faces three main threats that differentiate our region from the coasts:


Impact (Hail): Nebraska sits in the heart of "Hail Alley." A standard roof can be totaled in minutes without the right impact rating.

Thermal Expansion: Our temperatures can swing 50 degrees in a single day. This causes materials to expand and contract, which can make cheap shingles brittle over time.

High Winds: Flat-line winds and tornadoes require a roof with superior "uplift" resistance to prevent shingles from peeling back like an orange.


1. Asphalt Shingles: The Reliable Classic


Asphalt shingles remain the most popular choice for Nebraska homeowners because they offer a balance of affordability and performance.


Pros:


Affordability: This is the most budget-friendly upfront option for families.

Ease of Repair: If a storm blows off a few shingles, they are easy and inexpensive to spot-repair.

Variety: Available in almost any color to match your home’s siding and trim perfectly.


Cons:


Shorter Lifespan: In our climate, expect 10-20 years rather than the 30 years often advertised on the package.

Hail Vulnerability: Standard shingles can lose their protective granules during a hailstorm, leading to leaks later.


2. Imitation Metal Shakes: The "Best of Both Worlds"


Imitation metal shakes are the "silent secret" of luxury roofing. They provide the rustic, high-end look of traditional cedar shakes but are actually made of high-grade steel.


Why They Win in Nebraska:


Unlike real wood shakes, which can rot, attract pests, or become a fire hazard, imitation metal shakes are virtually indestructible. They consist of a steel core coated with stone granules, giving them a textured, non-reflective look that fits perfectly in neighborhoods with strict HOAs.


Pros:


High Impact Rating: Most stone-coated shakes carry a Class 4 rating, shrugging off hail that would destroy an asphalt roof.

Lightweight: They are much lighter than clay or slate, putting less stress on your home's structure.

Beauty:  They provide a "designer" look that can significantly increase your home's resale value and curb appeal.


Cons:


Upfront Cost: They cost more than asphalt, though they last twice as long, making the "cost-per-year" much lower.


3. Metal Roofing: The Ultimate Armor


When people talk about metal roofing today, they usually mean Standing Seam. These are long, sleek panels that interlock, hiding the fasteners underneath the metal to prevent leaks.


Pros:


Maximum Longevity: A properly installed metal roof can last 40 to 70 years. It may literally be the last roof you ever buy.

Snow Shedding: In a Nebraska winter, snow slides right off metal, preventing the formation of ice dams that often plague shingle roofs.

Energy Efficiency: Metal reflects the sun’s rays, keeping your attic significantly cooler during our 90-degree July days.


Cons:


Initial Investment: Metal is a premium product with a higher price tag compared to traditional shingles.

Noise: While modern underlayment makes them quiet, some homeowners still notice the "pitter-patter" of rain more than they would with shingles.


Comparing the "Big Three" Materials


Asphalt Shingles:


Lifespan: 10–20 Years

Hail Resistance: Moderate (Class 3/4)

Upfront Cost: $

Best For: Budget conscious


Imitation Metal Shakes:


Lifespan: 50+ years

Hail Resistance: Excellent (Class 4)

Upfront Cost: $$$

Best For: Aesthetics & strength


Standing Seam Metal:


Lifespan: 40–70 Years

Hail Resistance: High (May dent)

Upfront Cost: $$$

Best For: Lifetime durability


Why "Impact Resistance" Matters in 2025


As we move into 2025, Nebraska roofing standards are evolving. Modern building codes and insurance requirements are placing a higher premium on Impact Resistance (IR).


When a hailstone hits an asphalt shingle, it creates a "bruise" that knocks off the protective granules. Once those granules are gone, the sun's UV rays bake the underlying asphalt, causing it to crack and leak. Stone-coated steel and standing seam metal eliminate this risk by providing a hard barrier that maintains its integrity even after repeated strikes. Investing in high-quality materials now prevents the headache of filing multiple insurance claims over the next decade.


Conclusion: Which Should You Choose?


The "best" material depends on your long-term goals for your property:


Choose Asphalt if you want a reliable, cost-effective roof or plan to move in the next few years.

Choose Imitation Shakes if you want the highest curb appeal and want a roof that can survive "tennis-ball" sized hail.

Choose Standing Seam Metal if you want the ultimate energy-efficient, lifetime solution for your "forever home."


At Golden Rule Contractors, we live by our name. We won't sell you a roof you don't need, and we treat every property as if it were our own. Whether you've just noticed signs of storm damage or you're simply ready for an upgrade, our team is here to give you an honest, expert assessment of your home's needs.



Is your roof ready for the next Nebraska storm?


Schedule your FREE Roof Inspection today with Golden Rule Contractors!


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